"Comprehensive safety data for driver-assistance technology is limited, and FSD is under investigation by the US National Highway Traffic Safety Administration over numerous incidents in which vehicles violated traffic laws. When FSD is engaged, Tesla's vehicles attempt to navigate to destinations entered by drivers. However, constant supervision is required, and an in-cabin camera monitors drivers to ensure they pay attention to the road. Tesla acknowledges that FSD does not make its vehicles autonomous."
"Lemonade is nevertheless marketing its product as autonomous car insurance. The startup said Tesla gave it access to previously unavailable vehicle data as part of a technical collaboration. Tesla didn't respond to a request for more information. Tesla has its own insurance offering in a dozen states that uses a monthly safety score to calculate premiums based on real-time driving data."
Lemonade is launching automotive policies that cut per-mile rates by about 50% when Tesla's Full Self-Driving (FSD) system is engaged, beginning in Arizona and expanding to Oregon. The company uses artificial intelligence to price policies and process claims. Lemonade attributes the lower rates to Tesla-provided vehicle data that indicate significantly reduced risk when FSD is active. Comprehensive safety data for driver-assistance systems remains limited, and FSD is under NHTSA investigation over incidents involving traffic-law violations. FSD requires constant driver supervision and uses an in-cabin camera; Tesla states FSD does not make vehicles autonomous. Tesla also offers its own insurance using a safety score in several states.
Read at www.mercurynews.com
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