Michael Houghton: From fees to uniforms, here's how we deal with the cost of back-to-school expenses
Briefly

In 2019, a shift to part-time work was influenced by a dedication to the FIRE movement, focusing on time freedom. With a savings rate of about 50%, it became feasible to work fewer hours. The aim was to cherish moments with a young child, acknowledging that this time would not return. Despite enjoying increased time, adhering to a strict budget presented challenges in managing daily expenses and financial responsibilities, making careful planning necessary.
In 2019, I embraced the FIRE movement and reduced my work hours to enjoy more time freedom while living on a strict budget.
We had built our savings rate to about 50%, which allowed me to work part-time while spending more time with my youngest child.
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