When is it worth buying supplementary dental insurance in Germany?

Dental care in Germany can be costly, particularly for treatments not covered by public health insurance. While basic procedures like check-ups and fillings are generally covered, many individuals still face significant out-of-pocket expenses for additional treatments. As a result, many Germans choose to purchase supplementary dental insurance. The decision to invest in this coverage depends largely on an individual's expected dental needs and the costs associated with more advanced care options that exceed basic insurance coverage.

In Germany, dental care is partly covered by statutory health insurance, but many procedures lead to significant out-of-pocket expenses, prompting the need for supplementary coverage.

While basic dental needs like routine check-ups are covered, more complex treatments can result in high costs, which might make supplementary dental insurance worthwhile.

Germans often face hefty bills despite having health insurance, especially when opting for better materials or treatments that fall outside the basic coverage offered.

Deciding whether to buy supplementary dental insurance in Germany depends on one’s anticipated dental care needs and the potential costs of out-of-pocket expenses.

Read at The Local Germany