"But premium increases and the expiration of enhanced tax subsidies have led to larger-than-expected costs. Concerned shoppers, wondering if there's anything they can do, are consulting insurance brokers or talking to representatives at ACA marketplace call centers. "We're hearing from people with complex medical conditions who don't think they can survive if they don't have access to medical care," said Audrey Morse Gasteier, executive director of the Massachusetts Health Connector, that state's insurance marketplace."
"Congress is unlikely to extend the enhanced subsidies before the year's end. Late Wednesday, the House passed a package of measures favored by conservatives that does not address the subsidies and is largely viewed as dead on arrival in the Senate. Earlier Wednesday, however, four GOP moderates joined with Democrats to sign a discharge petition to force a vote likely in January on a three-year extension. The Senate and President Trump would also have to approve the measure, but if extended the subsidies could be applied retroactively."
Enrollment for 2026 Affordable Care Act plans remains open, but many consumers face higher premiums and the end of enhanced tax subsidies. Concerned shoppers are contacting insurance brokers and ACA marketplace call centers, with reports of people with complex medical conditions fearing loss of access to care. Some consumers are considering short-term plans sold outside the marketplace, though those plans are temporary and carry limitations. Congress is unlikely to extend enhanced subsidies before year-end, though a discharge petition could force a January vote on a three-year extension that would also require Senate and presidential approval and could be retroactive. Open enrollment ends Jan. 15 for Feb. 1 coverage.
Read at www.npr.org
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