What Americans said about Trump's student-loan overhaul as it moves to the next phase

"The department's rule includes new borrowing caps for advanced degrees, the elimination of existing income-driven repayment plans, and the creation of a new, less generous plan with a longer timeline to debt relief and likely higher monthly payments."

"Many of the comments took issue with the department's proposed borrowing caps for advanced programs: a $100,000 lifetime limit for graduate students and a $200,000 limit for professional students. The department also limited what would qualify as "professional" to a list of 10 programs, including medicine and dentistry, but not post-graduate nursing programs."

""To undermine access to this education would run counter to this nation's stated goal of achieving the highest possible quality of healthcare for all citizens," one public comment said. A bipartisan group of over 100 lawmakers wrote in a letter that they submitted to public comment that "now is not the time to cut off the student pipeline to these programs.""

The Department of Education has completed the public comment period on President Trump's proposed student-loan repayment reforms. Over 15,000 commenters, including students, advocates, and lawmakers, submitted feedback on the sweeping changes. The proposal includes new borrowing caps for advanced degrees—$100,000 for graduate students and $200,000 for professional students—elimination of existing income-driven repayment plans, and creation of a new repayment plan with longer timelines to debt relief and higher monthly payments. The department will review comments and determine whether to modify the proposal before final implementation in July. Many commenters opposed the borrowing caps, particularly regarding healthcare education access.

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