At least 4.4 million people had personal information exposed in a TransUnion-related breach. Compromised data includes full legal names, Social Security numbers, dates of birth, home addresses, and certain government-issued identification numbers. TransUnion states that credit history details and core credit report data were not part of the breach. Individuals should assume potential victim status and take protective action. Freezing credit with TransUnion, Equifax, and Experian prevents creditors from accessing credit reports and stops new accounts from being opened in a fraudster's name. Enrollment in identity theft protection and credit monitoring is also recommended.
Name: Full legal names were compromised, making identity theft easier. Social Security Number: This data is highly sensitive and can be used for financial fraud or opening accounts. Date of Birth: Important for verifying identity and targeted scams. Address: Home addresses were included, increasing the risk of physical and online targeting. Government IDs: Certain government-issued identification numbers (such as driver's license or passport numbers) may also have been included.
On the positive side, TransUnion reports that credit history details and core credit report data were not part of the breach. It's not much of a silver lining, is it? Personally, I'm assuming everyone's a potential victim. Whether or not TrasUnion has contacted you, I recommend you take action now to protect yourself. Here's what you should do. What to do after a credit bureau breach 1. Freeze your credit First things first:
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