"Governor Hochul's proposals amount to a giveaway to Big Insurance and ride-hailing giants like Uber, at the expense of taxpayers and crash victims who will find the courthouse doors slammed shut when they seek justice."
"Auto insurance pricing often functions like a form of modern redlining, where premiums are driven by ZIP code and credit score rather than driving record, resulting in deeply inequitable outcomes."
"Weakening access to the courts only makes matters worse. Civil justice has long been one of the most powerful tools for accountability in this country, ensuring that no one is above the law."
Governor Kathy Hochul's affordability agenda focuses on lowering auto insurance premiums but is criticized as a giveaway to insurance companies and ride-hailing services. The proposals threaten the Seventh Amendment rights of individuals seeking justice in court. Evidence supporting cost reductions is lacking, while insurance companies continue to report profits and resist transparency. The current auto insurance system discriminates against safe drivers in lower-income communities, often charging them higher premiums based on ZIP codes and credit scores. Weakening court access exacerbates these issues, undermining accountability and justice for families affected by negligence.
Read at www.amny.com
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