Water damage is a frequent and destructive risk that can come from burst pipes, leaky roofs, or flooded basements and can harm floors, walls, furniture, and foundations. Water-related claims make up nearly a quarter of home insurance claims, so knowing the correct filing steps matters. Immediate mitigation is required: stop the water if safe, move valuables, and dry the area with fans or dehumidifiers. Insurance policies typically require reasonable steps to prevent further damage and may expect professional remediation for extensive loss. Proper documentation and timely filing help secure entitled coverage and avoid denials or delays.
Water damage in your home is like an uninvited guest that leaves chaos in its wake. Whether it's a burst pipe, a leaky roof, or a flooded basement, the aftermath can feel overwhelming. But here's the good news: your home insurance is designed to help you recover. Filing a claim doesn't have to be a nightmare if you know the steps to take and the pitfalls to avoid.
Water damage is one of the most common reasons homeowners file insurance claims. According to the Insurance Information Institute, water-related claims account for nearly 24% of all home insurance claims in the U.S. alone. From sudden pipe bursts to sneaky leaks that go unnoticed for weeks, water can wreak havoc on your floors, walls, furniture, and even your home's foundation.
Collection
[
|
...
]