Sandy McConnell, 80, works full-time earning $50,000 annually, supplemented by $1,784 in Social Security, yet struggles with $3,000 monthly expenses against a $37 bank account. At $70,000 in debt, including costs incurred while assisting her son after a stroke, retirement appears impossible. Her past includes significant financial instability, several divorces, and a bankruptcy. Though she has owned her house for a decade, worth around $400,000, she feels compelled to keep working for financial necessity and to avoid boredom at her age.
"Life is too freaking short," McConnell recalled texting the group chat years ago to kick off the tradition of talking life, family, and the news over a meal. "I'd like to start having lunches."
"I find myself at 80 still needing to work. Part of that is financial, and part of it is because I would be bored," McConnell said. "If you don't have any money to do anything with, what are you going to do? Your house can only get so clean."
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