Sandy McConnell, an 80-year-old accounts receivable specialist, earns approximately $50,000 annually. She manages significant debt, including a car payment and high credit card debt. McConnell has no 401(k) savings, prioritizing immediate needs over long-term retirement planning. She reflects on her life experience, acknowledging that financial education may have impacted her decisions. Despite financial struggles, she appreciates the mental engagement work provides, expressing a dislike for inactivity and valuing the stimulation of her job.
I feel it's sad that people like me are still working so late in life, whether it be because we didn't manage money better, were never taught how to do so, or had circumstances that hindered our financial goals.
I have to work because I've been single since 1997 and have a house payment, a car payment, and high credit card debt.
I didn't take a 401(k) with my current company because I thought it was stupid to; I need the money now, not 10 years from now.
If I didn't work, what would I do? I can't sit home all day - I would go nuts.
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