We moved to Malta 3 years ago. As Americans, living here has made our retirement dreams come true on a tight budget.
Briefly

We moved to Malta 3 years ago. As Americans, living here has made our retirement dreams come true on a tight budget.
"When we share this with strangers, they often ask, "Why?" It's a fair question: Why did two Americans in their mid-70s leave an oceanfront community in the California Redwoods to live on an arid island in the middle of the Mediterranean? The short answer is that it seemed like a great place where we could realize our retirement dream of traveling the world and while living a quality life on our Social Security checks."
"We had no problem adjusting to Malta's dry, hot summers and mild, wet winters. The country gets a lot of sunshine, and we don't miss the months of fog and gray clouds on the Northern California coast. Since Malta is a dual-language country - Maltese and English are the official languages - we haven't had to navigate too many barriers. All government business is conducted in English, and most Maltese citizens speak it. In part because of this, connecting with our neighbors has been easy."
Two Americans in their mid-70s moved from Northern California to Gozo, Malta to pursue retirement travel while living on Social Security. The climate offers dry, hot summers and mild, wet winters with abundant sunshine, reducing months of fog and gray skies. Maltese and English are official languages, and government business is conducted in English, easing daily life and neighborly connection. The local community includes native Maltese and diverse expats who have welcomed them. Cost of living is significantly lower than California—about 50% less on bills and essentials—allowing a comfortable lifestyle in a beautiful apartment with easy access to travel.
Read at Business Insider
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