#borrower-communication

[ follow ]
Marketing tech
fromAdExchanger
10 hours ago

Betterment's 'AntiMarketing' Machine | AdExchanger

Betterment's marketing strategy focuses on long-term investment and customer retention rather than short-term trading engagement.
European startups
fromIndependent
12 hours ago

'Today, no, we won't be offering mortgages' - Monzo chief shares expansion plans as UK neobank enters Irish market

Monzo has launched in Ireland, aiming to compete with Revolut by offering superior customer service and anti-fraud tools.
Retirement
from24/7 Wall St.
11 hours ago

Cancer Patient Paid Off Mortgage Early. Did She Make a Huge Mistake?

Paying off the mortgage early provided financial security for a cancer patient, despite friends suggesting otherwise.
#mortgage-origination
Real estate
fromwww.housingwire.com
7 hours ago

JPMorgan, Wells Fargo mortgage volumes missed the mark in Q1 2026

JPMorgan Chase and Wells Fargo reported significant declines in mortgage origination volumes in Q1 2026 compared to the previous quarter.
Real estate
fromwww.housingwire.com
7 hours ago

JPMorgan, Wells Fargo mortgage volumes missed the mark in Q1 2026

JPMorgan Chase and Wells Fargo reported significant declines in mortgage origination volumes in Q1 2026 compared to the previous quarter.
#debt-management
Bootstrapping
fromFortune
9 hours ago

Debt management plan vs. debt relief | Fortune

Debt management plans and debt relief programs offer strategies for managing debt, with specific benefits and drawbacks for each option.
Bootstrapping
fromFortune
4 days ago

How to get out of debt: 9 proven strategies that actually work | Fortune

Identifying the causes of debt is essential for effective elimination strategies.
Bootstrapping
fromFortune
9 hours ago

Debt management plan vs. debt relief | Fortune

Debt management plans and debt relief programs offer strategies for managing debt, with specific benefits and drawbacks for each option.
Bootstrapping
fromFortune
4 days ago

How to get out of debt: 9 proven strategies that actually work | Fortune

Identifying the causes of debt is essential for effective elimination strategies.
fromTearsheet
1 day ago

Consumer banking is back in focus - and looks nothing like 2019 - Tearsheet

Leading US banks are not just going digital; they are realizing that digital savings and loans alone do not ensure sustained engagement or profitability. These services must connect to the banks' core strengths: trust, scale, and long-term financial relationships.
Business
Media industry
fromInc
12 hours ago

The Content Strategy Mistake Almost Every Founder Makes

Timeliness and relevance are crucial for story selection in newsrooms, overshadowing credentials and personal achievements.
Startup companies
fromTechCrunch
1 day ago

OpenAI has bought AI personal finance startup Hiro | TechCrunch

OpenAI acquired Hiro Finance, a personal finance startup, to enhance its financial planning capabilities and bring in new talent.
Digital life
fromScary Mommy
1 day ago

18 Genius (& Kind Of Unhinged) Ways Real People Are Paying Down Their Debt

Various unconventional strategies exist for paying down debt, including selling items, side hustles, and unique income-generating activities.
from24/7 Wall St.
1 day ago

I've Always Paid with a Debit Card, But Is a Credit Card Better?

Using a credit card can help build better credit, earn rewards like frequent flyer miles, and take advantage of other benefits that debit cards do not offer.
Cryptocurrency
UX design
fromMarTech
1 day ago

Are you buying simplicity or dependency in CreativeOps? | MarTech

CreativeOps buyers face a choice between perceived simplification and underlying dependency in their production ecosystems.
Artificial intelligence
fromTearsheet
5 days ago

For U.S. Bank, embedded finance was step one. The self-reinforcing model is step two. - Tearsheet

U.S. Bank is enhancing partner API integrations with a generative AI assistant to streamline processes and expand its market reach.
Online Community Development
fromwww.housingwire.com
4 days ago

CDFIs could draw institutional capital for climate projects

There is a strong desire for collaboration between institutional investors and community development financial institutions, but barriers exist due to perceived risks and lack of standardization.
Exercise
fromEntrepreneur
5 days ago

Whoops, We Dyed Influencers Blue! But Now Our Business Is Bringing In $42 Million in Revenue

Clarke and Spalter built FORM, a lifestyle platform and activewear brand, achieving over 60,000 subscribers and $42 million in revenue since its 2020 launch.
#fintech
Business
from24/7 Wall St.
1 day ago

PayPal Jumps 5%, Affirm Rockets 6%, SoFi Rises 4% in a Broad Payments and Fintech Rebound

Fintech stocks PayPal, Affirm, and SoFi are experiencing gains after significant declines in 2026, indicating a potential shift in investor sentiment.
Business
from24/7 Wall St.
1 day ago

PayPal Jumps 5%, Affirm Rockets 6%, SoFi Rises 4% in a Broad Payments and Fintech Rebound

Fintech stocks PayPal, Affirm, and SoFi are experiencing gains after significant declines in 2026, indicating a potential shift in investor sentiment.
Social media marketing
fromForbes
5 days ago

The Age Of "Interest Media" Is Here-Here's How Your Business Can Tap In

The 'interest media' era allows small businesses to reach potential customers beyond follower numbers through personalized content.
fromFast Company
6 days ago

Why human capital is the ultimate moat in AI-first finance

In the high-stakes world of regulated AI, your model is only as good as the person who built it. We are betting on a human-first approach to technology.
Careers
#real-estate
Marketing tech
fromwww.housingwire.com
5 days ago

Lower's John Berkowitz on building lead generation certainty

Movoto Advantage addresses market gaps for individual agents by providing certainty and a compliant mortgage partnership without the need for joint ventures.
Marketing tech
fromwww.housingwire.com
5 days ago

Lower's John Berkowitz on building lead generation certainty

Movoto Advantage addresses market gaps for individual agents by providing certainty and a compliant mortgage partnership without the need for joint ventures.
European startups
fromTearsheet
12 hours ago

How Wise is betting on infrastructure and brand - Tearsheet

Cross-border payments face inefficiencies; Wise aims to streamline this with direct connections to local payment systems.
Marketing
fromMarTech
6 days ago

Most messaging problems start with the wrong audience | MarTech

Identifying and focusing on the primary audience is crucial for effective company messaging, especially for B2B companies.
#mortgage
Real estate
fromwww.housingwire.com
3 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
Real estate
fromwww.housingwire.com
1 day ago

Friday Harbor adds Schilling, Stayton to bolster lender-facing teams

Friday Harbor hires Kate Schilling and Melina Stayton to enhance sales and customer success in AI-powered mortgage underwriting.
Real estate
fromwww.housingwire.com
3 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
fromwww.housingwire.com
4 days ago

Rocktop Digital aims to cut inefficiencies in mortgage asset trading

The transition here is a little bit of a fork. Rocktop Technologies is focused on some of the generative AI applications and data and documents, as well as automating some of the processes attached to default servicing and some of the trade operational pieces and capital markets.
Cryptocurrency
Real estate
fromwww.housingwire.com
1 day ago

Mortgage Cadence hires Joe Zeibert as chief revenue officer

Joe Zeibert appointed as chief revenue officer of Mortgage Cadence to enhance sales and customer success strategies under new ownership.
Marketing tech
fromDigiday
1 day ago

Why marketing is now the operating system for growth

Artificial intelligence is transforming marketing into a central growth engine, influencing brand perception for both humans and automated systems.
fromTearsheet
5 days ago

How Huntington modernized without touching the core ft. Qolo - Tearsheet

Huntington National Bank's connected deposits product, built in partnership with payments infrastructure provider Qolo, exemplifies the shift toward augmentation. Deepak Kapoor, Huntington's Head of Payment Products, noted, 'We quickly realized we don't have all the Lego pieces in place to build the card that we want to build, and the ledger and the virtual account provide us with that missing Lego piece that we needed.'
Business
Roam Research
fromwww.housingwire.com
1 week ago

Rocket Close, AWS partner to automate mortgage document workflows

Amazon Textract and Bedrock automate document processing, improving efficiency and reducing human error in handling diverse document types.
#mortgage-technology
fromwww.housingwire.com
1 week ago
Real estate

Better bets on ChatGPT for mortgage origination push

The Tinman platform streamlines mortgage processing, reducing costs and onboarding time for lenders significantly.
fromwww.housingwire.com
2 months ago
Real estate

Announcing the 2026 TECH100 Mortgage Winners

Tech100 Mortgage Award lists the most innovative, influential mortgage technology companies improving origination, processing, closing, and servicing to boost efficiency, transparency, and confidence.
fromwww.housingwire.com
5 days ago

loanDepot, Figure team on express home loan and equity products

The 55 HomeLoan is structured to deliver approvals in as little as five minutes and funding in as few as five days, providing borrowers with a cash-like option for speed and certainty of close.
Real estate
#digital-banking
Artificial intelligence
fromTearsheet
1 week ago

What a bank-client relationship looks like when banks control the data behind the UX - Tearsheet

Grasshopper's Model Context Protocol enables secure AI integration with banking data while maintaining client control and data security.
Artificial intelligence
fromTearsheet
1 week ago

What a bank-client relationship looks like when banks control the data behind the UX - Tearsheet

Grasshopper's Model Context Protocol enables secure AI integration with banking data while maintaining client control and data security.
Real estate
fromwww.housingwire.com
6 days ago

Borrowers have a new agent. Is your organization built for it?

AI is shifting negotiating power from lenders to borrowers, requiring institutions to adapt or risk losing competitive advantage.
Venture
fromTearsheet
3 weeks ago

Why fintechs are transitioning from partners to principals in banking - Tearsheet

Three major fintechs applied for bank charters in early 2026, signaling a fundamental shift from the asset-light fintech model toward direct banking operations and regulatory control.
SF real estate
fromwww.housingwire.com
4 weeks ago

From loan pools to consumer wallets: The ripple effects of credit score lender choice

The FHFA directed approval of two credit scores despite GSEs recommending only FICO 10T, and a lender-choice model between FICO and VantageScore will create pricing inconsistencies and risk measurement challenges in the secondary mortgage market.
fromwww.housingwire.com
5 days ago

AD Mortgage debuts Quick Pricer Pro for broker partners

Quick Pricer Pro offers a more flexible and customizable view of AD Mortgage's loan options, with filters and scenarios that support more complex loan structuring.
Real estate
Cryptocurrency
fromFortune
2 weeks ago

Housing giant Fannie-Mae to accept crypto-backed mortgages for the first time | Fortune

Fannie Mae now accepts crypto-backed mortgages, allowing digital assets to be used as collateral for home down payments.
fromwww.housingwire.com
5 days ago

Private-label reverse mortgages surpass HECMs in Q1 2026

Private-label originations totaled $344 million in March, compared to $260 million for the HECM market, indicating a significant shift towards proprietary loans in the reverse mortgage sector.
Real estate
Cryptocurrency
fromnews.bitcoin.com
2 weeks ago

Fannie Mae Collaborates With Coinbase to Launch Crypto Mortgages

Fannie Mae will allow cryptocurrency as collateral for mortgages, enabling borrowers to maintain asset exposure without selling for down payments.
#mortgage-lending
Real estate
fromwww.housingwire.com
1 week ago

Mortgage Workflow Fragmentation Drives Hidden Interoperability Tax Costs

Mortgage lenders face rising costs per loan due to operational complexity and fragmented workflows despite automation investments.
Real estate
fromwww.housingwire.com
3 weeks ago

The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure

Mortgage lending's efficiency may obscure its complexities, necessitating a shift from sales infrastructure to navigation infrastructure for better borrower understanding.
#mortgage-industry
Real estate
fromwww.housingwire.com
6 days ago

Reverse mortgage brokers say lender contracts help with limits

Programs are evolving to enhance broker-lender relationships and prevent borrower churning in the mortgage industry.
Real estate
fromwww.housingwire.com
6 days ago

Reverse mortgage brokers say lender contracts help with limits

Programs are evolving to enhance broker-lender relationships and prevent borrower churning in the mortgage industry.
Artificial intelligence
fromwww.housingwire.com
3 weeks ago

ICE's Matt Dowd on targeting mortgage servicing calls with AI

ICE developed AI agents for mortgage servicers to address borrower pain points by providing 24/7 instant answers to common questions like payment status, escrow, and tax documents through chat or voice, with intelligent routing to human agents when needed.
Law
fromwww.housingwire.com
1 month ago

Trigger leads restrictions rewrite mortgage outreach rules

A new federal law effective March 5 prohibits credit bureaus from selling trigger leads to lenders, significantly reducing unsolicited mortgage solicitations unless consumers opt in or lenders have existing relationships.
Real estate
fromwww.housingwire.com
6 days ago

Rocktop Technologies forms Rocktop Digital, names Benson CEO

Rocktop Digital aims to transform validated assets into digital instruments, enhancing efficiency in capital markets through AI and blockchain integration.
Marketing tech
fromEntrepreneur
3 weeks ago

Is It Finally Time to Put Homebuyers First in Real Estate Tech?

Proptech startups prioritized revenue from real estate agents and brokerages rather than end-users, resulting in technology that optimizes intermediary efficiency instead of consumer benefit.
#mortgage-underwriting
Real estate
fromwww.housingwire.com
1 week ago

Verification first: Why mortgage lending must rethink income and how it actually works

Mortgage underwriting needs to evolve from document-driven methods to assessing income behavior for better risk evaluation.
Real estate
fromwww.housingwire.com
1 month ago

Verification is the new credit score

The mortgage industry's core challenge is data confidence and reconciliation across multiple independent systems, not processing speed, as traditional credit scores cannot validate the consistency and reliability of increasingly complex data sources.
Real estate
fromwww.housingwire.com
1 week ago

Verification first: Why mortgage lending must rethink income and how it actually works

Mortgage underwriting needs to evolve from document-driven methods to assessing income behavior for better risk evaluation.
Real estate
fromwww.housingwire.com
1 month ago

Verification is the new credit score

The mortgage industry's core challenge is data confidence and reconciliation across multiple independent systems, not processing speed, as traditional credit scores cannot validate the consistency and reliability of increasingly complex data sources.
fromwww.housingwire.com
6 days ago

RenoFi hires Brandon Silvia to drive renovation lending growth

Brandon Silvia will oversee all sales and production operations nationwide, with a mandate to scale volume, grow RenoFi's originator network and boost adoption of its artificial intelligence (AI)-enabled renovation lending platform.
Real estate
Real estate
fromwww.housingwire.com
1 week ago

Rocket overtakes UWM in 2025 HMDA loan count

The mortgage market grew in 2025, with increased originations and consolidation among lenders despite a decline in the number of active lenders.
E-Commerce
fromwww.housingwire.com
1 month ago

HomeXpress launches on ARIVE loan origination system

HomeXpress partnered with ARIVE to provide brokers direct access to non-QM and investor loan products within the platform they already use daily.
Software development
fromwww.housingwire.com
2 months ago

ICE launches new MSP servicing platform user experience

New MSP UX modernizes servicing and enables automation and AI agents that cut manual work, consolidate exception reviews, and accelerate escrow and investor reporting.
Tech industry
fromSilicon Canals
1 month ago

Experian Named 2026 HousingWire Tech100 Mortgage Award Winner - Silicon Canals

Experian Self-Service Prescreen enables lenders to launch compliant, data-driven prescreen campaigns in under 24 hours using credit and property intelligence.
Marketing tech
fromAdExchanger
1 month ago

Sallie Has An Ad Business And Meta Is Declining Credit Cards | AdExchanger

Meta eliminates credit card payments for advertisers, requiring invoice-based payments to combat fraud, while Sallie Mae launches Backpack Media, a retail media network leveraging student financial data for targeted advertising.
fromLondon Business News | Londonlovesbusiness.com
1 month ago

What are my rights as a borrower? - London Business News | Londonlovesbusiness.com

Taking out a loan can feel like stepping into unfamiliar territory. Questions pile up fast. How much can they charge me? What happens if I miss a payment? Can they call my workplace? Here's what most borrowers don't realize. Singapore's Moneylenders Act grants you significant legal protections. These aren't suggestions lenders can ignore. They're enforceable rules backed by the Ministry of Law. Every licensed money lender operating in Singapore follows them. No exceptions.
Law
fromTearsheet
2 months ago

The 'discovery' problem in embedded finance - and how OMB Bank found the right fintech partner - Tearsheet

For Missouri-based community bank OMB Bank, finding the right fintech partner used to be a slow, manual process. Executive Vice President and Chief of Staff Jessica Sims recalls working from static PDFs of the bank's preferences, followed by endless back-and-forth emails whenever a fintech expressed interest. The process worked, but painfully slowly, and promising opportunities often slipped through the cracks.
Venture
Real estate
fromwww.housingwire.com
2 weeks ago

HighTechLending, Better partner to expand EquitySelect HELOC

HighTechLending's EquitySelect HELOC offers flexible home equity access for borrowers struggling with traditional underwriting standards.
fromwww.housingwire.com
2 weeks ago

How mentorship, not recruiting alone, builds strong loan officers

Mentorship puts an experienced professional beside another while real loans are happening, so learning happens in real time. Not in theory. Not in a webinar.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

5 Referral Partners Every Loan Officer Needs to Build a Resilient Pipeline

Loan officers must cultivate diverse referral partnerships across multiple partner types to build stable, sustainable pipelines that withstand market cycles and unpredictable homebuying demand.
Real estate
fromwww.housingwire.com
1 month ago

9 Strategies to Build Mortgage Referral Clients & Your Pipeline

Strong mortgage pipelines develop through intentional, trust-based referral partnerships that prioritize relationship-driven introductions over transactional leads, requiring deliberate actions that create genuine value for partners.
Real estate
fromwww.housingwire.com
1 month ago

Blend launches Autopilot AI agent

Blend Autopilot automates loan processing within seconds, eliminating delays from waiting periods and improving borrower satisfaction through instant document verification and compliance checks.
Real estate
fromwww.housingwire.com
1 month ago

Why eNotes are moving from optional to operational

Electronic promissory notes have reached 12.86% market share in mortgage lending, driven by liquidity pressures and operational efficiency demands rather than technological advancement alone.
Real estate
fromwww.housingwire.com
2 months ago

4 trends that will help mortgage lenders reach new borrowers in 2026

Non-QM lending and new credit scoring models will expand lending to creditworthy non-traditional borrowers while underwriting must address shadow debt and default concerns.
fromwww.housingwire.com
1 month ago

Rising Star Leah Sommerville drives paperless mortgage workflows

I've continued to evolve not just in title but in impact transitioning from an individual contributor focused on digital mortgage strategy to leading DocMagic's sales organization as director of sales. In this role, I'm privileged to guide and mentor a high-performing team while continuing to work alongside lenders, banks, credit unions and partners to accelerate the adoption of paperless, efficient closing workflows.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

The loan originator's biggest challenge in 2026

Most mortgage lenders will lose market share when rates fall because large servicers maintained borrower relationships and marketing while smaller lenders played defense.
Real estate
fromwww.housingwire.com
1 month ago

Rate enables crypto assets for mortgage qualification

RateFi lets borrowers use verified, nonliquidated cryptocurrency as qualifying income and reserves for mortgages within existing non-QM frameworks, preserving control and avoiding liquidation.
Real estate
fromwww.housingwire.com
2 months ago

Smart servicing: Why purpose-built software pays off

Retaining mortgage servicing rights while selling loans provides steady revenue and stronger borrower relationships, but requires dedicated mortgage servicing software to avoid hidden operational costs.
[ Load more ]