#credit-industry

[ follow ]
#private-credit
Business
fromwww.theguardian.com
9 hours ago

Jamie Dimon says private credit defaults are not threat to major banks

JP Morgan's CEO believes the private credit market downturn won't threaten financial stability, requiring significant losses to impact major banks.
Business
fromwww.businessinsider.com
9 hours ago

JPMorgan exec says the bank is 'broadly comfortable' with its $50 billion private credit exposure

Wall Street banks reported significant exposure to private credit, with executives expressing comfort despite scrutiny over loan quality and potential risks.
Business
fromwww.businessinsider.com
10 hours ago

BlackRock says the private credit 'shakeout' is an opportunity for the $13.9 trillion fund giant to dominate

BlackRock anticipates growth in private credit despite current market strains, driven by structural demand and institutional investor interest.
Business
fromAxios
1 week ago

Why JPMorgan Chase CEO Jamie Dimon isn't sweating private credit

Private credit market totals $1.8 trillion, with risks acknowledged but not seen as systemic by major financial institutions.
Marketing tech
fromAdExchanger
11 hours ago

Betterment's 'AntiMarketing' Machine | AdExchanger

Betterment's marketing strategy focuses on long-term investment and customer retention rather than short-term trading engagement.
#credit-cards
Cryptocurrency
from24/7 Wall St.
1 day ago

I've Always Paid with a Debit Card, But Is a Credit Card Better?

Using a credit card can build credit, earn rewards, and provide better consumer protections compared to debit cards.
fromIndependent
1 week ago
Relationships

'If you are using credit cards to take out cash, you need to cut up your card' - money experts share their credit card dos and don'ts

Cryptocurrency
from24/7 Wall St.
1 day ago

I've Always Paid with a Debit Card, But Is a Credit Card Better?

Using a credit card can build credit, earn rewards, and provide better consumer protections compared to debit cards.
fromIndependent
1 week ago
Relationships

'If you are using credit cards to take out cash, you need to cut up your card' - money experts share their credit card dos and don'ts

European startups
fromIndependent
13 hours ago

'Today, no, we won't be offering mortgages' - Monzo chief shares expansion plans as UK neobank enters Irish market

Monzo has launched in Ireland, aiming to compete with Revolut by offering superior customer service and anti-fraud tools.
Venture
fromTechCrunch
9 hours ago

Financial risk management platform Pillar raises $20M seed in round led by a16z | TechCrunch

Pillar raised $20 million to automate hedging for commodity-driven businesses using AI to manage financial risk.
fromwww.housingwire.com
8 hours ago

JPMorgan, Wells Fargo mortgage volumes missed the mark in Q1 2026

JPMorgan Chase's origination volume hit $13.7 billion in the first quarter, down 14% from the prior quarter and up 46% from the same period last year. Retail channels drove most of the production, accounting for 63.5% of the total. The bank's home lending revenues reached $1.23 billion in the first quarter, up 2% year over year.
Real estate
Startup companies
fromTechCrunch
1 day ago

OpenAI has bought AI personal finance startup Hiro | TechCrunch

OpenAI acquired Hiro Finance, a personal finance startup, to enhance its financial planning capabilities and bring in new talent.
#cybersecurity
Artificial intelligence
from24/7 Wall St.
15 hours ago

Jim Cramer Says Market Has It All Wrong on Cybersecurity and AI

Cybersecurity stocks are misclassified with traditional software, which undermines their true value and growth potential, especially in the context of AI advancements.
Artificial intelligence
fromwww.theguardian.com
4 days ago

US summoned bank bosses to discuss cyber risks posed by Anthropic's latest AI model

US Treasury secretary convened bank chiefs to address cybersecurity risks from Anthropic's AI model, Claude Mythos, which poses unprecedented threats.
Artificial intelligence
from24/7 Wall St.
15 hours ago

Jim Cramer Says Market Has It All Wrong on Cybersecurity and AI

Cybersecurity stocks are misclassified with traditional software, which undermines their true value and growth potential, especially in the context of AI advancements.
Artificial intelligence
fromwww.theguardian.com
4 days ago

US summoned bank bosses to discuss cyber risks posed by Anthropic's latest AI model

US Treasury secretary convened bank chiefs to address cybersecurity risks from Anthropic's AI model, Claude Mythos, which poses unprecedented threats.
fromFortune
1 day ago

Wall Street is the biggest winner of the Iran war - and the S&P 500 just turned positive for the year | Fortune

At 7:46 a.m. Monday, Doornbos had posted on X that Iranian officials were still considering a U.S. proposal to end the war, 'centering around uranium enrichment.'
Media industry
Digital life
fromScary Mommy
1 day ago

18 Genius (& Kind Of Unhinged) Ways Real People Are Paying Down Their Debt

Various unconventional strategies exist for paying down debt, including selling items, side hustles, and unique income-generating activities.
Non-profit organizations
fromFortune
4 days ago

Fed seeks details on U.S. banks' exposure to private credit firms | Fortune

The Federal Reserve is investigating US banks' exposure to private credit due to rising redemptions and troubled loans in the industry.
London politics
fromwww.bbc.com
3 days ago

At-risk traders anxious despite court reprieve

Traders at Brixton Plaza are fighting eviction to make way for a supermarket, but a High Court injunction has temporarily halted the process.
Online Community Development
fromwww.housingwire.com
4 days ago

CDFIs could draw institutional capital for climate projects

There is a strong desire for collaboration between institutional investors and community development financial institutions, but barriers exist due to perceived risks and lack of standardization.
Healthcare
from24/7 Wall St.
4 days ago

2 HedgeFund Favorites That Just Got Too Cheap to Ignore

Hedge funds may indicate potential buying opportunities in a volatile market, particularly with stocks like UnitedHealth Group showing promise.
fromReadWrite
5 days ago

Inside the CFTC lawsuits reshaping prediction markets and the law

"The current administration has signaled that it is very pro-business and wants to make it as easy as possible for these new fintech business models such as prediction markets and crypto to operate."
Intellectual property law
Writing
fromIndependent
5 days ago

Rosemary McCabe: 'Within five years, I'd opened six credit cards and, between me and my husband, we now have a total debt of $78,000'

Borrowing money casually can lead to dangerous financial consequences, especially in a predatory credit culture.
Podcast
from24/7 Wall St.
6 days ago

Clark Howard Says Banks Are Benign Drug Dealers, Here Is What He Really Means

Pay in 4 programs are designed to encourage spending by separating payment from purchase, making it easier to accumulate debt.
#kevin-warsh
Cryptocurrency
fromBitcoin Magazine
8 hours ago

Trump's Fed Pick Warsh Reveals Stake In Bitcoin Startup Flashnet

Kevin Warsh's nomination for Fed chair includes a stake in Bitcoin start-up Flashnet, linking him to Bitcoin's adoption and transaction volume.
Venture
fromnews.bitcoin.com
9 hours ago

Ethics Filing: Fed Chair Pick Kevin Warsh Lists Estee Lauder Wealth and Crypto Stakes

Kevin Warsh disclosed over $192 million in assets, including significant crypto investments, and pledged to divest certain holdings if confirmed as Fed chair.
Cryptocurrency
fromBitcoin Magazine
8 hours ago

Trump's Fed Pick Warsh Reveals Stake In Bitcoin Startup Flashnet

Kevin Warsh's nomination for Fed chair includes a stake in Bitcoin start-up Flashnet, linking him to Bitcoin's adoption and transaction volume.
Venture
fromnews.bitcoin.com
9 hours ago

Ethics Filing: Fed Chair Pick Kevin Warsh Lists Estee Lauder Wealth and Crypto Stakes

Kevin Warsh disclosed over $192 million in assets, including significant crypto investments, and pledged to divest certain holdings if confirmed as Fed chair.
#debt-management
Bootstrapping
fromFortune
10 hours ago

Debt management plan vs. debt relief | Fortune

Debt management plans and debt relief programs offer strategies for managing debt, with specific benefits and drawbacks for each option.
Bootstrapping
fromFortune
4 days ago

How to get out of debt: 9 proven strategies that actually work | Fortune

Identifying the causes of debt is essential for effective elimination strategies.
Bootstrapping
fromFortune
10 hours ago

Debt management plan vs. debt relief | Fortune

Debt management plans and debt relief programs offer strategies for managing debt, with specific benefits and drawbacks for each option.
Bootstrapping
fromFortune
4 days ago

How to get out of debt: 9 proven strategies that actually work | Fortune

Identifying the causes of debt is essential for effective elimination strategies.
NYC real estate
fromFortune
6 days ago

Housing is so expensive, even a $87 billion Wall Street bank is giving workers $6.5K in cash to get on the property ladder | Fortune

Many American workers have abandoned homeownership dreams due to a housing crisis, prompting BNY to offer financial assistance for first-time homebuyers.
European startups
fromTearsheet
13 hours ago

How Wise is betting on infrastructure and brand - Tearsheet

Cross-border payments face inefficiencies; Wise aims to streamline this with direct connections to local payment systems.
Artificial intelligence
fromnews.bitcoin.com
1 day ago

Report: Goldman Sachs Strategist Says AI Disruption Fears Will Linger for Years in Software Stocks

AI disruption fears will suppress growth stock valuations for years, according to Goldman Sachs strategist Ben Snider.
#ai
Information security
fromTechCrunch
2 days ago

Trump officials may be encouraging banks to test Anthropic's Mythos model | TechCrunch

Bank executives are encouraged to use Anthropic's Mythos model to detect vulnerabilities, despite its limited access and ongoing legal issues.
Information security
fromFortune
4 days ago

The AI that found 27-year-old vulnerabilities no human ever caught before just forced an emergency meeting with every major Wall Street CEO | Fortune

Emergency meeting held by Treasury and Fed leaders to address cybersecurity risks posed by Anthropic's AI model, Mythos.
Information security
fromTechCrunch
2 days ago

Trump officials may be encouraging banks to test Anthropic's Mythos model | TechCrunch

Bank executives are encouraged to use Anthropic's Mythos model to detect vulnerabilities, despite its limited access and ongoing legal issues.
Information security
fromFortune
4 days ago

The AI that found 27-year-old vulnerabilities no human ever caught before just forced an emergency meeting with every major Wall Street CEO | Fortune

Emergency meeting held by Treasury and Fed leaders to address cybersecurity risks posed by Anthropic's AI model, Mythos.
Real estate
from24/7 Wall St.
1 day ago

REM's 9.6% dividend yield faces a test as mortgage spreads narrow in 2026

iShares Mortgage Real Estate ETF offers a 9.22% dividend yield, focusing on mortgage REITs with a narrow interest rate spread.
Business
from24/7 Wall St.
1 day ago

Why Visa Is One of the Safest Dividend Growth Stocks to Own

Visa's business model generates strong cash flow and consistent dividend growth, with a low payout ratio providing a margin of safety.
#bitcoin
fromBitcoin Magazine
4 days ago
Cryptocurrency

TD Cowen Initiates Coverage On Bitcoin Treasury Companies, Frames PBTC Sector As Investable Equity Category

Cryptocurrency
fromnews.bitcoin.com
11 hours ago

Bitcoin Pushes Toward Breakout as Wintermute Warns Unresolved Macro Risks May Shape Next Move

Bitcoin is testing breakout levels amid geopolitical tensions and unresolved macro risks, with energy prices influencing market sentiment.
Cryptocurrency
fromnews.bitcoin.com
3 days ago

Morgan Stanley Bitcoin ETF Drives 3-Fold Impact as 16,000 Advisors Open Path to Multi-Billion Demand

Morgan Stanley's launch of a low-cost bitcoin ETF is set to significantly increase institutional demand and reshape the crypto market landscape.
Cryptocurrency
fromBitcoin Magazine
4 days ago

TD Cowen Initiates Coverage On Bitcoin Treasury Companies, Frames PBTC Sector As Investable Equity Category

TD Cowen initiated coverage on Bitcoin treasury companies, projecting Bitcoin to reach $140,000 by 2026 and issuing buy ratings for several firms.
Cryptocurrency
fromBitcoin Magazine
5 days ago

Strategy's (MSTR) Bitcoin Ambition Is Reshaping Corporate Finance. Everyone Else Is Falling Behind

Public and private companies added 47,435 BTC in March, primarily driven by Michael Saylor's Strategy, which purchased 44,377 BTC.
Bootstrapping
fromIndependent
3 days ago

How to avoid the moneylender pitfalls catching out vulnerable borrowers in Ireland

Short-term loans offer quick cash but often come with hidden costs due to confusing interest rates.
Cryptocurrency
fromnews.bitcoin.com
1 day ago

Clearbank Europe Becomes First Dutch Credit Institution Licensed as EU Crypto Provider

Clearbank Europe is the first Dutch credit institution to receive MiCA approval to operate as a Crypto-Asset Service Provider.
Venture
fromwww.businessinsider.com
1 day ago

Citi is stepping up its data center financing push and aiming to close the gap with Wall Street rivals

Citi aims to establish a leadership position in AI infrastructure, targeting $3 trillion in capital by 2030 to compete with Wall Street rivals.
fromFast Company
3 weeks ago

Why your credit score might be slipping even if you're doing everything right

The average American's FICO score is now down to 714 - a two point decline over the course of the last year, reflecting a troubling trend in credit health.
Education
fromTearsheet
1 day ago

Consumer banking is back in focus - and looks nothing like 2019 - Tearsheet

Leading US banks are not just going digital; they are realizing that digital savings and loans alone do not ensure sustained engagement or profitability. These services must connect to the banks' core strengths: trust, scale, and long-term financial relationships.
Business
Artificial intelligence
fromTearsheet
5 days ago

For U.S. Bank, embedded finance was step one. The self-reinforcing model is step two. - Tearsheet

U.S. Bank is enhancing partner API integrations with a generative AI assistant to streamline processes and expand its market reach.
Cryptocurrency
fromnews.bitcoin.com
1 day ago

Ondo Finance Seeks SEC No-Action to Integrate Blockchain Into Securities Infrastructure

Ondo Finance seeks SEC no-action relief for a tokenized securities model on Ethereum.
Real estate
fromwww.housingwire.com
6 days ago

Borrowers have a new agent. Is your organization built for it?

AI is shifting negotiating power from lenders to borrowers, requiring institutions to adapt or risk losing competitive advantage.
Business
fromwww.businessinsider.com
10 hours ago

Citi is betting its costly hiring spree will pay off

Citigroup's operating expenses rose 20% as the firm invests heavily in talent to enhance its competitive position in investment banking.
Business
from24/7 Wall St.
8 hours ago

JPMorgan Chase Raises Dividend 7.1% And Stock Has Room To Run

JPMorgan Chase raised its quarterly dividend by 7% to $1.50 per share, marking 14 consecutive years of dividend growth.
SF real estate
fromwww.housingwire.com
4 weeks ago

From loan pools to consumer wallets: The ripple effects of credit score lender choice

The FHFA directed approval of two credit scores despite GSEs recommending only FICO 10T, and a lender-choice model between FICO and VantageScore will create pricing inconsistencies and risk measurement challenges in the secondary mortgage market.
fromnews.bitcoin.com
1 day ago

FTX's Alameda Moves $16 Million SOL in Ongoing Creditor Repayment

Alameda Research has transferred roughly $16 million worth of solana (SOL) tokens after unstaking the assets, in a move that points to continued creditor repayments tied to the collapse of FTX.
Cryptocurrency
#stablecoin
Cryptocurrency
fromnews.bitcoin.com
1 day ago

White House Study Finds Stablecoin Yield Ban Barely Moves Lending Needle Despite Policy Focus

White House analysis reveals stablecoin yield restrictions have minimal impact on lending and banking liquidity.
Cryptocurrency
fromBitcoin Magazine
1 week ago

Wall Street Firms And Crypto Companies To Review Market Structure Proposals

Crypto and banking representatives are reviewing a revised stablecoin yield proposal to resolve regulatory issues surrounding yield-bearing products.
Cryptocurrency
fromnews.bitcoin.com
1 day ago

White House Study Finds Stablecoin Yield Ban Barely Moves Lending Needle Despite Policy Focus

White House analysis reveals stablecoin yield restrictions have minimal impact on lending and banking liquidity.
Cryptocurrency
fromBitcoin Magazine
1 week ago

Wall Street Firms And Crypto Companies To Review Market Structure Proposals

Crypto and banking representatives are reviewing a revised stablecoin yield proposal to resolve regulatory issues surrounding yield-bearing products.
Business
from24/7 Wall St.
12 hours ago

This Wall Street Veteran Says the Market Has Bottomed - Here's What He Thinks Comes Next

Timing the stock market is difficult, but focusing on long-term bullish trends can be beneficial, especially after recent market corrections.
Cryptocurrency
fromnews.bitcoin.com
1 day ago

Tokenized US Treasuries Near $14B as Circle, Blackrock Lead RWA Market Growth

Tokenized U.S. Treasuries reach $13.53 billion, dominating the real-world-asset market valued at $29.22 billion.
#fintech
Business
from24/7 Wall St.
1 day ago

PayPal Jumps 5%, Affirm Rockets 6%, SoFi Rises 4% in a Broad Payments and Fintech Rebound

Fintech stocks PayPal, Affirm, and SoFi are experiencing gains after significant declines in 2026, indicating a potential shift in investor sentiment.
fromBusiness Matters
2 months ago
Venture

Investors back MyCredit's technology-led approach to digital lending expansion

Investors backed MyCredit’s scalable, technology-driven credit platform emphasizing automation, AI-driven risk management, and cross‑jurisdiction expansion rather than rapid loan-book growth.
Business
from24/7 Wall St.
1 day ago

PayPal Jumps 5%, Affirm Rockets 6%, SoFi Rises 4% in a Broad Payments and Fintech Rebound

Fintech stocks PayPal, Affirm, and SoFi are experiencing gains after significant declines in 2026, indicating a potential shift in investor sentiment.
Cryptocurrency
fromnews.bitcoin.com
2 days ago

SEC and CFTC Fast-Track US Crypto Oversight Using Interpretive Rules to Bypass Lengthy Rulemaking

U.S. regulators are using interpretive rules for faster crypto oversight, prioritizing clarity and reducing barriers for digital asset expansion.
Business
from24/7 Wall St.
1 day ago

Why venture lenders are paying monthly dividends while banks retreat

Trinity Capital Inc. provides loans to growth-stage companies and pays a monthly dividend of $0.17 per share, yielding approximately 13.5%.
#bitcoin-etf
Cryptocurrency
fromnews.bitcoin.com
3 days ago

Morgan Stanley Joins ETF Game, Bitmine Trades on NYSE, And More Week In Review

Morgan Stanley launched a low-fee bitcoin ETF, intensifying competition and potentially increasing bitcoin demand.
from24/7 Wall St.
3 days ago
Cryptocurrency

Bitcoin News: Morgan Stanley Just Launched the Cheapest Bitcoin ETF on the Market

Morgan Stanley launched its own spot Bitcoin ETF, MSBT, marking a significant shift from its previous stance on Bitcoin's value.
Cryptocurrency
fromnews.bitcoin.com
3 days ago

Morgan Stanley Joins ETF Game, Bitmine Trades on NYSE, And More Week In Review

Morgan Stanley launched a low-fee bitcoin ETF, intensifying competition and potentially increasing bitcoin demand.
Cryptocurrency
from24/7 Wall St.
3 days ago

Bitcoin News: Morgan Stanley Just Launched the Cheapest Bitcoin ETF on the Market

Morgan Stanley launched its own spot Bitcoin ETF, MSBT, marking a significant shift from its previous stance on Bitcoin's value.
Online marketing
fromSocial Media Explorer
1 month ago

Balancing Credit Building with Credit Caution - Social Media Explorer

Build credit steadily and intentionally through consistent, responsible use rather than aggressive account opening, as time and payment history matter more than rapid activity.
Business
from24/7 Wall St.
5 days ago

CLO equity stress test reveals the danger behind 22% yields

Oxford Square Capital Corp. faces risks to its high yield due to declining performance in its CLO equity investments.
Business
from24/7 Wall St.
4 days ago

Wall Street Sees 43% Upside in Uber (UBER) Despite Recent Growth-Stock Selloff

Uber's stock shows a 43% upside potential despite recent earnings miss and market selloff.
Cryptocurrency
fromnews.bitcoin.com
3 days ago

Bitwise Hyperliquid ETF Filing Updated Launch Could Be Near, Analyst Says

Bitwise Asset Management's BHYP ETF for HYPE token is nearing launch, with a 0.67% management fee and significant market interest.
Business
from24/7 Wall St.
6 days ago

If You Invested $1,000 in Bank of America, Citigroup, or Wells Fargo 10 Years Ago

Bank of America, Citigroup, and Wells Fargo have shown distinct paths in performance and strategy for long-term investors.
UK news
fromCity AM
1 month ago

Banks push for tech giants to share scam ad costs

Social media platforms profit from scam advertisements but contribute nothing to fraud reimbursement costs borne by banks and payment firms.
Cryptocurrency
fromnews.bitcoin.com
4 days ago

CFTC Names Key Innovation Task Force Team Focusing on Crypto, AI and Prediction Markets

CFTC establishes an Innovation Task Force to enhance regulatory clarity for crypto, AI, and prediction markets.
Real estate
fromwww.housingwire.com
1 month ago

Verification is the new credit score

The mortgage industry's core challenge is data confidence and reconciliation across multiple independent systems, not processing speed, as traditional credit scores cannot validate the consistency and reliability of increasingly complex data sources.
fromwww.housingwire.com
4 days ago

Rocktop Digital aims to cut inefficiencies in mortgage asset trading

The transition here is a little bit of a fork. Rocktop Technologies is focused on some of the generative AI applications and data and documents, as well as automating some of the processes attached to default servicing and some of the trade operational pieces and capital markets.
Cryptocurrency
Cryptocurrency
from24/7 Wall St.
4 days ago

TD Cowen Initiates SharpLink With a Buy: Is This Crypto Sports Betting Play the Next Big Thing?

TD Cowen initiated coverage of SharpLink Gaming with a Buy rating, highlighting its unique position in sports betting and crypto treasury management.
Cryptocurrency
fromnews.bitcoin.com
4 days ago

Hong Kong Grants First Stablecoin Licences to HSBC, Standard Chartered Consortium

Hong Kong awarded stablecoin licenses to HSBC and a Standard Chartered-led consortium, advancing its digital asset ambitions.
Business
from24/7 Wall St.
2 weeks ago

Wall Street Pro Tells Investors to Buy Mastercard Stock

Loop Capital initiates coverage of Mastercard with a Buy rating and a $631 price target, indicating potential upside despite recent stock pullback.
Real estate
fromwww.housingwire.com
1 month ago

The 200-Basis-point gap: Why many lenders are leaving money on the table

A persistent 200 basis point performance gap between top and bottom tier lenders reflects structural industry inefficiency, not cyclical conditions, with top lenders earning 139 basis points while bottom lenders lose 70 basis points.
fromFast Company
2 months ago

How AI is rewriting 70 years of lending rules

For most of modern finance, one number has quietly dictated who gets ahead and who gets left out: the credit score. It was a breakthrough when it arrived in the 1950s, becoming an elegant shortcut for a complex decision. But shortcuts age. And in a world driven by data, digital behavior, and real-time signals, the score is increasingly misaligned with how people actually live and manage money.
Artificial intelligence
Real estate
fromwww.housingwire.com
1 month ago

Rate enables crypto assets for mortgage qualification

RateFi lets borrowers use verified, nonliquidated cryptocurrency as qualifying income and reserves for mortgages within existing non-QM frameworks, preserving control and avoiding liquidation.
[ Load more ]