#home-warranty

#home-warranty

A home warranty is a service contract that helps pay for repairing or replacing major home systems and appliances when they fail due to everyday use. Unlike homeowners insurance, which covers sudden events like fires or storms, a home warranty focuses on problems that arise over time from normal wear and tear.

Home insurance covers the home and other structures while providing protection against damage from unexpected events, such as natural disasters, requiring it for mortgage approval.