#in-plan-roth-conversion

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Retirement
from24/7 Wall St.
2 days ago

The Mega Backdoor Roth Move That Lets a Married Couple in the Same Plan Stack $94,000 of Tax-Free Contributions in One Year

Each spouse can contribute up to the $72,000 401(k) per-person limit using after-tax contributions, then convert that amount to Roth via in-plan Roth conversions.
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