fromSan Francisco Bay Times
2 months agoMediCal Planning in 2026: Will LongTerm Care Put Your Bay Area Home at Risk? - San Francisco Bay Times
As of January 1, 2026, California has reinstated the asset test for most long-term care Medi-Cal programs, which help cover nursing home and intensive in-home care. For Bay Area residents-including seniors, couples, and chosen families-this means home equity and savings may affect eligibility sooner than before, prompting concern and proactive planning. Updated Asset Limits Applicants are generally limited to: - $130,000 in countable assets (individual);