#medi-cal

#medi-cal

Doctors told us my grandson wouldn't live past three months, but they didn't know Elijah was capable of. Today he's 7 years old, stubborn as ever and fighting every day to prove them wrong. Elijah was born with cerebral palsy. Caring for him is a full-time, all-hands-on-deck operation that includes in-home nurses, physical and occupational therapy, school support and a small pharmacy's worth of medications.

Medi-Cal is California's program that helps people with low incomes pay for healthcare, like doctor visits or nursing home care. Starting January 1, 2026, Medi-Cal will check your assets-things like savings or a second home-to see if you qualify. If you have more than $130,000 (or $195,000 for couples), you might not get benefits unless you plan smartly. Trusts and stacked gifting are two ways to keep your assets safe while still getting Medi-Cal help.

Medi-Cal is California's version of Medicaid. It's a program that helps people with lower incomes cover healthcare costs-like trips to the doctor, hospital stays, or even long-term care. It's a big deal for anyone who needs support to afford medical expenses as they get older. But heads up: some changes are coming to Medi-Cal that could affect you or your loved ones, so let's talk about what's happening and how you can get ready.

Legislators in California have approved a budget measure that freezes access to Medi-Cal for undocumented migrants starting in 2026, requiring enrollees to pay a monthly fee.