#mortgage-leverage

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fromwww.ocregister.com
1 week ago

California owners lost $33,000 in home equity in a year

Remember that a home loan's financial leverage can boost ownership profits over the mortgage's life but also magnify the impact of price declines. My trusty spreadsheet reviewed Cotality's third-quarter report on homeowner equity, focusing on homes with mortgages and comparing home values with loan balances. Cotality tracked this measure of financial cushion for borrowers in 49 states (Vermont didn't have enough data) and the District of Columbia.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

Moody's expects RMBS performance to stay solid in 2026

Higher-leverage mortgages now comprise nearly 40% of new originations, raising RMBS delinquency and prepayment risk amid stable-to-slightly-lower rates and flat home prices.
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