#mortgage-policy

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#housing-affordability #50-year-mortgage #long-term-mortgages #rising-interest-rates #housing-market-freeze
#housing-affordability
fromFortune
2 weeks ago
US politics

The 50-year mortgage would cost you nearly $400k more than the standard, AP analysis says | Fortune

fromFortune
2 weeks ago
US politics

The 50-year mortgage would cost you nearly $400k more than the standard, AP analysis says | Fortune

more#housing-affordability
Real estate
fromwww.housingwire.com
3 days ago

FHFA raises conforming loan limit to $832,750 for 2026

FHFA conforming loan limits rise only when home prices increase, enabling financing for higher-priced one-unit homes while prompting debate over government-backed mortgages for expensive properties.
#50-year-mortgage
fromBusiness Insider
5 days ago
US politics

Trump is floating 4 risky ways to make your mortgage cheaper

Extending mortgage terms and other creative financing can lower monthly payments but raise total interest costs and potentially inflate housing prices.
fromwww.npr.org
1 week ago
US news

Is a 50-year mortgage really that much crazier than a 30-year one?

A government-backed 50-year fixed mortgage proposal sparked intense criticism, while some economists argue it is similar to a 30-year mortgage and could be viable.
more#50-year-mortgage
Real estate
fromwww.housingwire.com
1 week ago

If we built the mortgage market from scratch, what would it look like?

Mortgage markets are historically shaped patchworks that constrain reform; homeownership rates remain stable unless financing systems undergo major systemic redesign.
Real estate
fromwww.housingwire.com
2 weeks ago

50-year mortgages and the impact on consumers and the economy

A 50-year mortgage would encourage cheap, long-term debt and risky consumer behavior, harming consumers and potentially the broader economy.
fromwww.housingwire.com
2 months ago

10 levers the Trump Admin may pull to attack housing affordability

The Trump Administration is signaling that it intends to attack the affordability crisis and chronic undersupply from multiple angles talking openly about declaring a national housing emergency, freeing up federal land, leaning on localities to permit faster and denser, trimming closing costs, exploring rate-transfer ideas, boosting construction capacity, revisiting mortgage product design (including multigenerational mortgages), lowering MBS spreads via capital and liquidity moves, and potentially releasing Fannie Mae and Freddie Mac from conservatorship.
US politics
Real estate
fromSFGATE
4 months ago

Paying Rent on Time Could Now Help You Get a Mortgage After Key Change at Fannie and Freddie

New policy allows use of VantageScore for mortgage qualification, benefiting first-time borrowers with a history of timely rent payments.
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