#reits-and-preferreds

#reits-and-preferreds

A $450,000 portfolio yielding 6% can generate about $27,000 annually, but sustainability depends on yield level and tradeoffs in growth, risk, and principal erosion.

Buffered equity exposure limits early drawdowns while an income sleeve targets a blended yield to fund predictable spending.

A $530,000 portfolio needs about a 9% yield to fund $48,000 annually for eight years, so a blended strategy using ~6.5% yield and controlled principal drawdowns is more durable.