#reverse-mortgage-market-index

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Real estate
fromwww.housingwire.com
4 hours ago

The rise of HELOCs: What it means for originators in today's market

Homeowners are increasingly using HELOCs to access cash while retaining low mortgage rates, creating opportunities for originators.
Retirement
fromwww.housingwire.com
16 hours ago

Reverse mortgages should reenter retirement plans amid policy risk

Older Americans are delaying retirement and shifting investments due to increased financial uncertainty and anxiety about policy changes.
#mortgage-rankings
Real estate
fromwww.housingwire.com
1 week ago

Why HousingWire's new Mortgage Rankings matter for originators

HousingWire Mortgage Rankings provide a standardized, transaction-based view of origination activity, enhancing transparency and comparability in the housing industry.
Real estate
fromwww.housingwire.com
2 weeks ago

HousingWire and InGenius roll out Mortgage Rankings product

HousingWire launched Mortgage Rankings to benchmark mortgage originators using recorded transactions, providing a data-driven view of performance across the U.S.
#labor-market
Business
fromwww.housingwire.com
14 hours ago

MBA: Mortgage rates, inflation will stay elevated through 2026

The labor market shows moderate job growth, rising inflation, and a risky housing market with increasing delinquencies among FHA loans.
Real estate
fromwww.housingwire.com
4 days ago

Why the hiring rate matters more than unemployment for the housing market

The labor market remains strong with low unemployment, impacting housing stability and reducing risks of distressed inventory.
#real-estate
from24/7 Wall St.
6 days ago
SF real estate

Dave Ramsey Warns Homebuyer Her $750,000 Is at Risk of Foreclosure Over a Mortgage Clause She Never Saw

SF real estate
fromwww.housingwire.com
1 day ago

The myth of the perfect market and the cost of waiting

Real estate decisions should consider total market dynamics, not just interest rates, as buyers currently have leverage in negotiations.
SF real estate
from24/7 Wall St.
6 days ago

Dave Ramsey Warns Homebuyer Her $750,000 Is at Risk of Foreclosure Over a Mortgage Clause She Never Saw

A buyer can face foreclosure risks if a mortgage clause is overlooked during a property purchase.
Real estate
from24/7 Wall St.
4 days ago

3 Real Estate ETFs Paying Over 3% That Retirees Are Using to Hedge Inflation

Real estate investments, particularly REITs, provide a reliable hedge against inflation for retirees seeking income and property appreciation.
Law
fromwww.housingwire.com
18 hours ago

Veterans United seeks dismissal of RESPA class-action lawsuit

Veterans United Home Loans filed a motion to dismiss a class-action lawsuit alleging false affiliation with the VA and RESPA violations.
from24/7 Wall St.
1 day ago

I've Always Paid with a Debit Card, But Is a Credit Card Better?

Using a credit card can help build better credit, earn rewards like frequent flyer miles, and take advantage of other benefits that debit cards do not offer.
Cryptocurrency
Real estate
fromwww.housingwire.com
2 days ago

Guild's Jim Cory on Bayview deal and reverse mortgage trends

Bayview's acquisition of Guild has been smooth, maintaining management and enhancing product development in the reverse mortgage sector.
UK news
fromwww.independent.co.uk
6 days ago

Experts issue mortgage cost warning as buyer demand drops

Rising mortgage costs are impacting buyer demand and house price expectations in the UK property market, leading to a slowdown in sales.
#home-equity
Retirement
from24/7 Wall St.
23 hours ago

Why Financial Advisors Are Telling Retirees Over 65 to Stop Sitting on Home Equity

Home equity can be a vital part of retirement planning, offering options for cash-poor retirees to access funds without selling investments.
SF real estate
fromwww.housingwire.com
2 weeks ago

HomeLight says more buyers seek down payment help in 2026

Home equity access is rising, but affordability challenges persist, leading many to seek down payment assistance and alternative housing options.
Retirement
from24/7 Wall St.
23 hours ago

Why Financial Advisors Are Telling Retirees Over 65 to Stop Sitting on Home Equity

Home equity can be a vital part of retirement planning, offering options for cash-poor retirees to access funds without selling investments.
SF real estate
fromwww.housingwire.com
2 weeks ago

HomeLight says more buyers seek down payment help in 2026

Home equity access is rising, but affordability challenges persist, leading many to seek down payment assistance and alternative housing options.
#housing-market
SF real estate
fromFortune
15 hours ago

Real estate has had a terrible start to spring-usually housing's hottest season | Fortune

The 2026 housing market is struggling due to high mortgage rates and low consumer confidence, leading to a decline in home sales.
Real estate
fromwww.housingwire.com
15 hours ago

Why is housing inventory growth slowing down in 2026?

Housing inventory growth is slowing down, with some areas experiencing negative year-over-year inventory despite previous predictions of increases.
Real estate
fromwww.housingwire.com
2 days ago

What 10 years of data reveals about 2026 housing market signals

Housing cycles follow a recognizable sequence of demand, pricing behavior, and buyer response, leading to market resets and recovery.
Real estate
fromFast Company
6 days ago

This might be the best time to buy a home in years, depending on where you live

America's housing market is shifting towards favoring buyers, with two-thirds of major markets now classified as balanced or buyer-friendly.
Real estate
fromFortune
6 days ago

The housing market has been frozen for 3 years. Here's why this spring could finally change that | Fortune

The U.S. housing market shows early signs of recovery as first-time buyers return and affordability improves.
SF real estate
fromFortune
15 hours ago

Real estate has had a terrible start to spring-usually housing's hottest season | Fortune

The 2026 housing market is struggling due to high mortgage rates and low consumer confidence, leading to a decline in home sales.
Real estate
fromwww.housingwire.com
15 hours ago

Why is housing inventory growth slowing down in 2026?

Housing inventory growth is slowing down, with some areas experiencing negative year-over-year inventory despite previous predictions of increases.
Real estate
fromwww.housingwire.com
2 days ago

What 10 years of data reveals about 2026 housing market signals

Housing cycles follow a recognizable sequence of demand, pricing behavior, and buyer response, leading to market resets and recovery.
Real estate
fromFast Company
6 days ago

This might be the best time to buy a home in years, depending on where you live

America's housing market is shifting towards favoring buyers, with two-thirds of major markets now classified as balanced or buyer-friendly.
Real estate
fromFortune
6 days ago

The housing market has been frozen for 3 years. Here's why this spring could finally change that | Fortune

The U.S. housing market shows early signs of recovery as first-time buyers return and affordability improves.
Business
from24/7 Wall St.
1 day ago

Evercore ISI Upgrades PulteGroup and Toll Brothers as Homebuilders Hit Historic Buy Signal

PulteGroup and Toll Brothers stocks upgraded to Outperform by Evercore ISI, indicating potential recovery as they hit historic buy signals.
fromwww.housingwire.com
19 hours ago

JPMorgan, Wells Fargo mortgage volumes missed the mark in Q1 2026

JPMorgan Chase's origination volume hit $13.7 billion in the first quarter, down 14% from the prior quarter and up 46% from the same period last year. Retail channels drove most of the production, accounting for 63.5% of the total. The bank's home lending revenues reached $1.23 billion in the first quarter, up 2% year over year.
Real estate
Retirement
from24/7 Wall St.
2 days ago

Retirees Love This High-Yield Monthly Income Fund Until They See What Happens in a Bear Market

Covered call ETFs can provide income but may mask significant losses in account value, leading to a negative total return for retirees.
Retirement
fromwww.housingwire.com
4 days ago

As retirement slips further away, workers prioritize stability and senior home equity

Workers prioritize job security over new opportunities, with many delaying retirement due to rising living costs and health care expenses.
fromwww.housingwire.com
1 day ago

Optimal Blue reports March 2026 purchase locks jump 38%

Cash-out refinance volume rose 9% from February and 21% from March 2025, while rate-and-term refinance volume fell 34% month over month but remained more than 66% higher than a year ago.
Real estate
#mortgage-rates
SF real estate
fromSFGATE
5 days ago

Mortgage Rates Move Lower as Economic Outlook Worsens

Mortgage interest rates have slightly improved, but the economic outlook remains negative, indicating deeper financial concerns for consumers and businesses.
Real estate
fromwww.housingwire.com
1 week ago

Mortgage applications drop as refi, purchase demand weakens

Higher mortgage rates and economic uncertainty continue to depress mortgage applications, with refinance activity at its lowest since December 2025.
Real estate
fromwww.housingwire.com
2 weeks ago

Higher mortgage rates trigger sharp drop in applications

The 30-year mortgage rate has risen to 6.57%, impacting refinance applications and buyer confidence amid economic uncertainty.
Real estate
fromwww.housingwire.com
3 weeks ago

Mike Vough on borrowers staying rate anchored into 2026

Refinance activity declined in February as rates hit 5.9%, a psychological barrier, while ARM popularity increased to 10%, supporting purchase activity through lower effective rates.
SF real estate
fromSFGATE
5 days ago

Mortgage Rates Move Lower as Economic Outlook Worsens

Mortgage interest rates have slightly improved, but the economic outlook remains negative, indicating deeper financial concerns for consumers and businesses.
Real estate
fromwww.housingwire.com
1 week ago

Mortgage applications drop as refi, purchase demand weakens

Higher mortgage rates and economic uncertainty continue to depress mortgage applications, with refinance activity at its lowest since December 2025.
Real estate
fromwww.housingwire.com
2 weeks ago

Higher mortgage rates trigger sharp drop in applications

The 30-year mortgage rate has risen to 6.57%, impacting refinance applications and buyer confidence amid economic uncertainty.
Real estate
fromwww.housingwire.com
3 weeks ago

Mike Vough on borrowers staying rate anchored into 2026

Refinance activity declined in February as rates hit 5.9%, a psychological barrier, while ARM popularity increased to 10%, supporting purchase activity through lower effective rates.
Real estate
from24/7 Wall St.
1 day ago

REM's 9.6% dividend yield faces a test as mortgage spreads narrow in 2026

iShares Mortgage Real Estate ETF offers a 9.22% dividend yield, focusing on mortgage REITs with a narrow interest rate spread.
SF real estate
fromwww.housingwire.com
1 week ago

How top LOs dominated government lending in 2025

Knowledge of FHA and VA guidelines is crucial for success in the mortgage industry, especially for veterans and active-duty service members.
SF real estate
fromwww.housingwire.com
1 week ago

Finance of America launches new reverse mortgage line of credit

HomeSafe Second Line of Credit offers a nonrevolving reverse mortgage option for accessing home equity without new monthly payments.
fromwww.housingwire.com
1 day ago

Independent firms grow market share in 2026 RealTrends rankings

Steve Murray, co-founder of RealTrends Consulting, stated that anyone claiming privately owned independent brokerages cannot compete is misinformed. The data indicates otherwise, showing their resilience and success.
Real estate
Real estate
from24/7 Wall St.
1 day ago

Why Annaly and AGNC make REM's 9.55% yield more durable than it looks

The iShares Mortgage Real Estate ETF offers a 9.55% dividend yield, primarily driven by its concentrated portfolio in mortgage REITs.
#reverse-mortgages
Real estate
fromwww.housingwire.com
5 days ago

Private-label reverse mortgages surpass HECMs in Q1 2026

Private-label reverse mortgage originations are increasing, with significant growth in proprietary loans projected for the future.
SF real estate
fromwww.housingwire.com
2 weeks ago

C2 Financial's Urwin on reverse mortgage broker-lender evolution

New lender agreements are enhancing broker protections, but the reverse mortgage market must attract new borrowers beyond refinances.
Real estate
fromwww.housingwire.com
5 days ago

Private-label reverse mortgages surpass HECMs in Q1 2026

Private-label reverse mortgage originations are increasing, with significant growth in proprietary loans projected for the future.
SF real estate
fromwww.housingwire.com
2 weeks ago

C2 Financial's Urwin on reverse mortgage broker-lender evolution

New lender agreements are enhancing broker protections, but the reverse mortgage market must attract new borrowers beyond refinances.
fromwww.housingwire.com
6 days ago

Reverse mortgage brokers say lender contracts help with limits

Programs work by preventing lenders' retail teams from contacting borrowers who are already in a broker's active pipeline, automatically routing these customers back to their original advisers. They also monitor common refinance intent signals such as payoff requests and add the brokerage firm's contact information to borrowers' statements.
Real estate
Real estate
fromFast Company
4 days ago

This $3B builder moves from California to Arizona-signaling something about the housing market's next decade

KB Home will relocate its headquarters to Tempe, Arizona, in 2027, reflecting a shift in the U.S. homebuilding landscape and cost-saving measures.
#hecm
Real estate
fromwww.housingwire.com
1 week ago

HECM endorsements rise 16.3% in March to 2,117 loans

March saw a 16.3% increase in loans, but HECM endorsements remain weak due to competition from proprietary reverse mortgage products.
Real estate
fromwww.housingwire.com
1 week ago

NRMLA webinar to cover reverse servicing and maturity events

Understanding post-loan processes is crucial for originators, especially for elderly borrowers, to prevent risks like losing their homes over unpaid obligations.
Real estate
fromwww.housingwire.com
1 week ago

HECM endorsements rise 16.3% in March to 2,117 loans

March saw a 16.3% increase in loans, but HECM endorsements remain weak due to competition from proprietary reverse mortgage products.
Real estate
fromwww.housingwire.com
1 week ago

NRMLA webinar to cover reverse servicing and maturity events

Understanding post-loan processes is crucial for originators, especially for elderly borrowers, to prevent risks like losing their homes over unpaid obligations.
fromwww.housingwire.com
5 days ago

loanDepot, Figure team on express home loan and equity products

The 55 HomeLoan is structured to deliver approvals in as little as five minutes and funding in as few as five days, providing borrowers with a cash-like option for speed and certainty of close.
Real estate
SF real estate
fromwww.housingwire.com
4 weeks ago

Finance of America expands HomeSafe Second reverse mortgage

Finance of America launches HomeSafe Second, a second lien product for homeowners 55+ to access home equity without refinancing or making monthly payments.
fromwww.housingwire.com
5 days ago

AD Mortgage debuts Quick Pricer Pro for broker partners

Quick Pricer Pro offers a more flexible and customizable view of AD Mortgage's loan options, with filters and scenarios that support more complex loan structuring.
Real estate
#reverse-mortgage
Real estate
fromwww.housingwire.com
1 week ago

Elly Johnson on reverse mortgage liquidity and compliance

Elly Johnson emphasizes the evolution and improvements in the reverse mortgage industry, focusing on compliance, consumer protection, and operational complexities.
Real estate
fromwww.housingwire.com
1 week ago

REVERSE plus integrates Smartfi proprietary reverse mortgages

ANALYZER Pro helps loan officers model reverse mortgage scenarios, compare options, and enhance borrower understanding and confidence.
Real estate
fromwww.housingwire.com
3 weeks ago

Michael Banner on why HECM for Purchase failed to take off

The reverse mortgage industry has failed to promote its products effectively, leading to low adoption rates despite their potential benefits.
Real estate
fromwww.housingwire.com
1 week ago

Elly Johnson on reverse mortgage liquidity and compliance

Elly Johnson emphasizes the evolution and improvements in the reverse mortgage industry, focusing on compliance, consumer protection, and operational complexities.
Real estate
fromwww.housingwire.com
1 week ago

REVERSE plus integrates Smartfi proprietary reverse mortgages

ANALYZER Pro helps loan officers model reverse mortgage scenarios, compare options, and enhance borrower understanding and confidence.
Real estate
fromwww.housingwire.com
3 weeks ago

Michael Banner on why HECM for Purchase failed to take off

The reverse mortgage industry has failed to promote its products effectively, leading to low adoption rates despite their potential benefits.
#social-security
fromwww.housingwire.com
5 days ago

Remodeler confidence slips but remains positive, NAHB reports

Remodeler sentiment remained generally positive in the first quarter, as it was at the end of last year, even as many remodelers are still working to manage their customers' cost expectations.
Real estate
Real estate
fromwww.housingwire.com
1 week ago

Verification first: Why mortgage lending must rethink income and how it actually works

Mortgage underwriting needs to evolve from document-driven methods to assessing income behavior for better risk evaluation.
Real estate
fromwww.housingwire.com
1 week ago

ICE Mortgage Monitor shows serious delinquencies up 25%

Serious borrower distress is increasing, with 878,000 loans either 90-plus days past due or in foreclosure, marking the highest level since mid-2018.
Real estate
fromwww.housingwire.com
1 week ago

Rocket overtakes UWM in 2025 HMDA loan count

The mortgage market grew in 2025, with increased originations and consolidation among lenders despite a decline in the number of active lenders.
Real estate
fromwww.housingwire.com
2 weeks ago

Mortgage experts weigh in on GSE condo updates

GSEs will require full project reviews for condo loans, increasing costs and documentation requirements for homeowners associations starting Aug. 3.
#mortgage-lending
Real estate
fromwww.housingwire.com
3 weeks ago

The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure

Mortgage lending's efficiency may obscure its complexities, necessitating a shift from sales infrastructure to navigation infrastructure for better borrower understanding.
Real estate
fromwww.housingwire.com
3 weeks ago

The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure

Mortgage lending's efficiency may obscure its complexities, necessitating a shift from sales infrastructure to navigation infrastructure for better borrower understanding.
Real estate
fromwww.housingwire.com
3 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
Real estate
fromwww.housingwire.com
3 weeks ago

Atlantic Avenue leads HECM broker endorsements in January

Atlantic Avenue Mortgage leads HECM brokers with 935 endorsements, while HECM endorsements dropped 21% from January to February, with proprietary reverse mortgages capturing 45% market share.
Real estate
fromwww.housingwire.com
4 weeks ago

The industry's quiet first line of defense

Title agents perform critical fraud detection work during real estate transactions that remains largely invisible to buyers, sellers, and lenders despite being more important than the visible closing process.
Real estate
fromwww.housingwire.com
1 month ago

Is it time to bring banks back to the mortgage business?

Mortgage loan origination collapsed from 14.2 million in 2021 to under 5 million in 2023, with independent mortgage banks filling the gap while maintaining quality, yet regulators and industry leaders argue banks should re-engage to restore competition and customer relationships.
fromwww.housingwire.com
1 month ago

Celink's Ryan LaRose calls for HECM updates to support growth

As a subservicer, we are completely subject to the origination volumes of our lender clients. Generally, they are all optimistic that 2026 will generate higher volumes than 2025, but by what amount is not clear. Structural constraints are limiting broader industry expansion, and targeted improvements to the HECM program are needed.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

Reverse mortgage metrics fall sharply in February

HECM reverse mortgage endorsements hit their lowest level since April 2020, with all regions and top lenders reporting declines in February, while proprietary reverse mortgage products increasingly compete for market share.
Real estate
fromwww.housingwire.com
1 month ago

Loren Riddick on reverse refi churning, HECM misconceptions

HECM mortgage insurance premiums should be restructured to better align with actual risk, particularly reducing upfront costs for low-LTV line-of-credit scenarios while addressing unnecessary refinancing practices.
fromwww.housingwire.com
2 months ago

HMBS issuance rises to $563M in January as endorsements lag

Original, or first-participation, HMBS production totaled $382 million in January, $90 million more than December's $292 million and $49 million above November's $333 million, but $24 million below January 2025. Tail issuance totaled $179 million, down from $189 million in December. The 72 pools included 23 original pools, 46 tail pools, and three mixed pools. January also saw 21 pools with aggregate sizes under $1 million, totaling $12.1 million in unpaid principal balance (UPB), enabled by a Ginnie Mae rule allowing small pools.
Real estate
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