The Stretch IRA Disappeared in 2020 and Most Heirs Still Don't Know It
The SECURE Act requires most non-spouse beneficiaries to fully withdraw inherited IRAs within 10 years, ending stretch-IRA benefits and often raising income taxes.
The End of 2025: 3 Must-Know SECURE Act Changes for RMDs and Inherited IRAs
Recent SECURE Acts raised RMD ages, eliminated stretch IRAs for most beneficiaries, and added penalties and new compliance deadlines affecting retirement tax planning.