#securitization

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#private-credit
fromBusiness Insider
1 month ago
Information security

Here's how private credit bosses are defending their software bets as markets scrutinize Blue Owl

Private credit firms face a reputational crisis over software loan exposure as AI threatens software-as-a-service companies, with Blue Owl experiencing record redemptions and industry leaders defending their portfolios.
fromFortune
1 month ago
Business

In the $3 trillion private credit market, the 'shadow default' rate is increasing as more money chases lower-quality deals | Fortune

Private credit market enterprise value rose while debt quality weakened: slower Ebitda growth, higher leverage, increased shadow defaults, and lower investor yields.
Business
fromAxios
4 days ago

Why JPMorgan Chase CEO Jamie Dimon isn't sweating private credit

Private credit market totals $1.8 trillion, with risks acknowledged but not seen as systemic by major financial institutions.
Business
from24/7 Wall St.
2 weeks ago

Private Credit Could Crush the Stock Market: 5 Financial Dividend Giants With Zero Exposure

Private credit poses significant risks due to leverage and debt, with potential liquidity mismatches exacerbating financial instability.
Information security
fromBusiness Insider
1 month ago

Here's how private credit bosses are defending their software bets as markets scrutinize Blue Owl

Private credit firms face a reputational crisis over software loan exposure as AI threatens software-as-a-service companies, with Blue Owl experiencing record redemptions and industry leaders defending their portfolios.
fromFortune
1 month ago
Business

In the $3 trillion private credit market, the 'shadow default' rate is increasing as more money chases lower-quality deals | Fortune

#federal-reserve
Non-profit organizations
fromFortune
4 hours ago

Fed seeks details on U.S. banks' exposure to private credit firms | Fortune

The Federal Reserve is investigating US banks' exposure to private credit due to rising redemptions and troubled loans in the industry.
Non-profit organizations
fromFortune
4 hours ago

Fed seeks details on U.S. banks' exposure to private credit firms | Fortune

The Federal Reserve is investigating US banks' exposure to private credit due to rising redemptions and troubled loans in the industry.
Online Community Development
fromwww.housingwire.com
13 hours ago

CDFIs could draw institutional capital for climate projects

There is a strong desire for collaboration between institutional investors and community development financial institutions, but barriers exist due to perceived risks and lack of standardization.
Business
from24/7 Wall St.
1 day ago

CLO equity stress test reveals the danger behind 22% yields

Oxford Square Capital Corp. faces risks to its high yield due to declining performance in its CLO equity investments.
fromReadWrite
1 day ago

Inside the CFTC lawsuits reshaping prediction markets and the law

"The current administration has signaled that it is very pro-business and wants to make it as easy as possible for these new fintech business models such as prediction markets and crypto to operate."
Intellectual property law
Artificial intelligence
fromwww.theguardian.com
20 hours ago

US summoned bank bosses to discuss cyber risks posed by Anthropic's latest AI model

US Treasury secretary convened bank chiefs to address cybersecurity risks from Anthropic's AI model, Claude Mythos, which poses unprecedented threats.
fromnews.bitcoin.com
15 hours ago

Securitize Integrates With TRON to Bring Tokenized Real-World Assets to One of the World's Largest Blockchains

Tokenization is about bringing real-world financial assets onto infrastructure that can support global scale and continuous market access, said Carlos Domingo, Co-Founder and CEO of Securitize.
Cryptocurrency
London startup
fromBusiness Matters
16 hours ago

Retail backers of SEIT face wiping out half their money as green trust raises the white flag

Thousands of investors in SDCL Efficiency Income Trust face over 50% losses after the board opted for a managed wind-down instead of a rescue plan.
Law
fromwww.housingwire.com
2 days ago

FinCEN proposes new AML rule for financial institutions

FinCEN proposed a rule to reform AML/CFT programs, focusing on effectiveness and reducing compliance burdens for financial institutions.
Real estate
fromwww.housingwire.com
2 days ago

Borrowers have a new agent. Is your organization built for it?

AI is shifting negotiating power from lenders to borrowers, requiring institutions to adapt or risk losing competitive advantage.
#cftc
Business
from24/7 Wall St.
1 day ago

Geopolitical Risks are Seriously High. Why I'd Shift to Dividends for Safety and Stability

Geopolitical uncertainties persist, impacting markets and oil prices, while Verizon presents a potential safe investment with a strong dividend yield.
#insider-trading
US Elections
fromFortune
1 week ago

Prediction markets have sparked a golden age of insider trading-but the party may be coming to an end | Fortune

Insider trading in prediction markets has surged, raising concerns about unethical betting practices and lack of regulatory oversight.
US Elections
fromFortune
1 week ago

Prediction markets have sparked a golden age of insider trading-but the party may be coming to an end | Fortune

Insider trading in prediction markets has surged, raising concerns about unethical betting practices and lack of regulatory oversight.
Real estate
fromwww.housingwire.com
3 days ago

Mortgage Workflow Fragmentation Drives Hidden Interoperability Tax Costs

Mortgage lenders face rising costs per loan due to operational complexity and fragmented workflows despite automation investments.
DevOps
fromInfoQ
1 week ago

Event-Driven Patterns for Cloud-Native Banking: Lessons from What Works and What Hurts

Event-driven architecture introduces complexity and requires careful implementation, especially in regulated environments, to ensure reliability and system evolution.
London politics
fromwww.bbc.com
2 weeks ago

Traders in limbo as market closes over crime fears

Traders face uncertainty as an indoor market in east London closes due to crime concerns raised by the Metropolitan Police.
Real estate
fromwww.housingwire.com
4 days ago

Tradeweb partners with Maxex to add non-agency loan trading

Tradeweb integrates Maxex to enhance non-agency and non-QM whole loan trading, starting with bulk trading in Q2 or Q3.
Business
from24/7 Wall St.
5 days ago

Bonds are Taking a Hit. A Steadier Place to Diversify Further

Bond funds face challenges due to potential Fed rate hikes and escalating geopolitical tensions, impacting consumer inflation and investment strategies.
#prediction-markets
Law
fromFast Company
3 weeks ago

Traders flocked to prediction markets-now a criminal case is testing the model

Arizona filed criminal charges against Kalshi, a prediction market platform, for operating an illegal gambling business and allowing bets on political races, despite the platform being federally legal as a financial trading platform.
US politics
fromwww.npr.org
3 weeks ago

With boom in prediction markets, some lawmakers worry about how to police themselves

Prediction market bets on geopolitical events lack regulatory oversight, enabling potential insider trading by government officials without financial disclosure requirements.
Law
fromFast Company
3 weeks ago

Traders flocked to prediction markets-now a criminal case is testing the model

Arizona filed criminal charges against Kalshi, a prediction market platform, for operating an illegal gambling business and allowing bets on political races, despite the platform being federally legal as a financial trading platform.
US politics
fromwww.npr.org
3 weeks ago

With boom in prediction markets, some lawmakers worry about how to police themselves

Prediction market bets on geopolitical events lack regulatory oversight, enabling potential insider trading by government officials without financial disclosure requirements.
Venture
fromTNW | Fintech-Ecommerce
2 weeks ago

Pagaya closes $450M auto resecuritization, a first for AI-driven lending

Pagaya Technologies successfully closed a $450 million auto resecuritization transaction, marking a significant milestone in AI-driven loan portfolios.
Cryptocurrency
fromnews.bitcoin.com
2 weeks ago

SEC Chief Reinforces Crypto Framework With Clearer Token Classification Boundaries

Regulatory clarity for digital assets is evolving, with a focus on defining tokens under federal securities laws and compliance for entrepreneurs.
Real estate
fromwww.housingwire.com
2 weeks ago

Mortgage rates rise despite $200B GSE MBS expansion signal

Fannie Mae and Freddie Mac are cautiously active in the MBS market, influenced more by Treasury volatility and geopolitical risks than their $200 billion expansion.
Artificial intelligence
fromEntrepreneur
3 weeks ago

Why 97% of Traders Lose Money - But AI Is Changing That

Only 3% of day traders make money; AI tools now enable traders to operate systematically without emotional bias, potentially improving success rates.
Privacy professionals
fromwww.housingwire.com
3 weeks ago

Reducing risk: Why logging, protection, and review matter

Application logs are critical cybersecurity safeguards that provide visibility into system behavior, enabling early detection of security threats and operational issues in real estate and mortgage lending organizations.
SF real estate
fromwww.housingwire.com
4 weeks ago

Fidelis Investors closes $144M RTL securitization

RTL securitizations finance residential property acquisition and rehabilitation, creating affordable housing while providing liquidity to fix-and-flip and bridge investors despite market volatility.
Venture
fromTearsheet
3 weeks ago

Why fintechs are transitioning from partners to principals in banking - Tearsheet

Three major fintechs applied for bank charters in early 2026, signaling a fundamental shift from the asset-light fintech model toward direct banking operations and regulatory control.
Real estate
fromwww.housingwire.com
2 weeks ago

Mortgage experts weigh in on GSE condo updates

GSEs will require full project reviews for condo loans, increasing costs and documentation requirements for homeowners associations starting Aug. 3.
Business intelligence
fromwww.housingwire.com
1 month ago

Banks adopt AI fast but lack strategy and governance

Organizations prioritize operational efficiency in AI investment, but face significant data infrastructure gaps and regulatory uncertainty that hinder transition from experimentation to strategic deployment.
Cryptocurrency
fromBitcoin Magazine
3 weeks ago

5 Ways The Fed's Basel III Pivot Unlocks Institutional Bitcoin Custody

The Federal Reserve's Basel III Endgame proposal eliminates punitive capital requirements for Bitcoin held by banks, removing the primary regulatory barrier to institutional cryptocurrency custody services.
Business
fromSilicon Canals
2 weeks ago

Private credit gates are spreading. Why Apollo's 45% redemption cap is a structural warning for the entire $1.7T asset class - Silicon Canals

Liquidity crises are most dangerous when distress signals are misrepresented as routine management, as seen with Apollo Global Management's redemption caps.
Miscellaneous
fromBusiness Matters
1 month ago

Programmatic Risk Management for Derivative Trading

Leverage in derivatives requires real-time programmatic risk controls embedded in trading architecture to prevent rapid account depletion from market moves.
UK news
fromCity AM
1 month ago

Banks push for tech giants to share scam ad costs

Social media platforms profit from scam advertisements but contribute nothing to fraud reimbursement costs borne by banks and payment firms.
#basel-iii-capital-requirements
Real estate
fromwww.housingwire.com
3 weeks ago

Proposed capital rules set LTV-based mortgage risk weights

Basel III proposals reduce Tier 1 capital requirements for banks while increasing risk sensitivity for mortgages through LTV-based risk weights and eliminating MSR capital deductions in favor of 250% risk weighting.
Real estate
fromwww.housingwire.com
3 weeks ago

Banks eye mortgage growth if Basel III capital rules ease

Bank executives anticipate Basel III recalibration could increase mortgage and MSR attractiveness through lower risk weights and LTV-sensitive capital requirements, though implementation is expected to be gradual.
Real estate
fromwww.housingwire.com
3 weeks ago

Proposed capital rules set LTV-based mortgage risk weights

Basel III proposals reduce Tier 1 capital requirements for banks while increasing risk sensitivity for mortgages through LTV-based risk weights and eliminating MSR capital deductions in favor of 250% risk weighting.
Real estate
fromwww.housingwire.com
3 weeks ago

Banks eye mortgage growth if Basel III capital rules ease

Bank executives anticipate Basel III recalibration could increase mortgage and MSR attractiveness through lower risk weights and LTV-sensitive capital requirements, though implementation is expected to be gradual.
Business
from24/7 Wall St.
2 weeks ago

High Yielding ECC's CLOs Are Unrated For A Risky Reason

Eagle Point Credit cut its monthly distribution significantly, reflecting underlying risks in its investment strategy involving unrated collateralized loan obligations.
Real estate
fromwww.housingwire.com
3 weeks ago

The industry's quiet first line of defense

Title agents perform critical fraud detection work during real estate transactions that remains largely invisible to buyers, sellers, and lenders despite being more important than the visible closing process.
fromTelecompetitor
1 month ago

The latest ABS deal: Surf Internet gains $407M via asset-backed securitization

The transaction includes only fiber network assets and associated revenues. The ABS includes only the most mature portions of Surf's fiber footprint. ABS provides financing secured by only a portion of a company's total assets. Deals are typically secured with fiber assets and associated revenues. These are considered low-risk revenues, so lenders generally are willing to offer favorable terms for the borrower.
Venture
Business
fromFortune
3 weeks ago

The $265 billion private credit meltdown: How Wall Street's hottest investment craze turned into a panic | Fortune

Private equity stocks surged dramatically from mid-2023 to early 2025, then collapsed sharply starting September 2024, erasing over $265 billion in market value as retail investors demanded redemptions from private debt funds.
Real estate
fromwww.housingwire.com
4 weeks ago

Is it time to bring banks back to the mortgage business?

Mortgage loan origination collapsed from 14.2 million in 2021 to under 5 million in 2023, with independent mortgage banks filling the gap while maintaining quality, yet regulators and industry leaders argue banks should re-engage to restore competition and customer relationships.
Real estate
fromwww.housingwire.com
1 month ago

Private credit didn't fix middle-market CRE. It delayed a reckoning

Private credit's market expansion masked fundamental inefficiencies in commercial real estate lending that now surface as refinancing accelerates in a higher-rate environment.
fromBusiness Insider
1 month ago

Citi CEO doesn't see systemic risk lurking in private credit - unless these 3 things converge

There'll be some idiosyncratic risk in there from folks who don't have good credit standards, but I don't think it's a systemic issue. Where it gets a little more concerning would be if the Middle East crisis goes on for a long time, and you see a convergence of the concerns on AI valuations.
Business
fromwww.housingwire.com
1 month ago

Radian shuts down mortgage conduit after divestiture process

Radian ceased accepting new business for Radian Mortgage Capital early last week and is in the process of thoughtfully winding down the business over the coming months. This decision followed a thorough process to explore divestiture options, and ultimately, we determined that discontinuing operations was in the best interests of our organization, our employees and our customers.
Real estate
World news
fromFast Company
2 months ago

Top bankers from around the world react to Fed Chair Powell's DOJ battle with Trump

Global central bank leaders declared full solidarity with Fed Chair Jerome Powell and stressed the critical need to preserve central bank independence from political interference.
Fundraising
fromLondon Business News | Londonlovesbusiness.com
2 months ago

The rise of private equity allocations and the implications for fund managers - London Business News | Londonlovesbusiness.com

Large private-market deals increasingly involve co-investments across sizes, with sovereign wealth funds and family offices boosting private equity allocations, changing execution and opportunities for managers.
US politics
fromTearsheet
2 months ago

Micro case studies: The feud over interest rate caps and the murky future of agentic commerce - Tearsheet

Interest rate caps squeeze bank/card profitability and credit supply, creating growth opportunities for fintechs to capture underserved consumers and SMBs with tailored lending products.
Information security
fromSecuritymagazine
2 months ago

How Banks Can Protect Their Most Valuable Asset: Customers

Banks must secure money, property, data, and reputation because incidents—crime, insider misuse, fraud, or IT failures—threaten safety, customer trust, regulatory standing, and brand.
Real estate
fromwww.housingwire.com
1 month ago

Redwood Trust closes $391 million non-QM securitization

Redwood Trust closed a $391 million non-QM securitization through its new Aspire platform, targeting high-quality borrowers underserved by traditional mortgage programs.
Business
fromBusiness Insider
1 month ago

Everything you want to know about the drama in private credit but were too afraid to ask

Private credit, a $3 trillion market where investors loan directly to businesses, faces scrutiny after major firms experienced significant redemptions and fund freezes, raising concerns about potential bubble risks.
fromTearsheet
2 months ago

Micro case studies: The feud over interest rate caps and the murky future of agentic commerce - Tearsheet

If this is enacted-and that's a big if, though part of me hopes it is-we would likely see a significant contraction in industry credit card lending. Credit card issuers simply won't be able to sustain profitability at a 10% rate cap,
US politics
Real estate
fromwww.housingwire.com
1 month ago

The 200-Basis-point gap: Why many lenders are leaving money on the table

A persistent 200 basis point performance gap between top and bottom tier lenders reflects structural industry inefficiency, not cyclical conditions, with top lenders earning 139 basis points while bottom lenders lose 70 basis points.
Information security
fromwww.housingwire.com
2 months ago

Reducing risk: The importance of administrative access responsibilities

Clearly defined and strictly managed administrative access reduces cybersecurity risk while preserving operational efficiency in real estate, title insurance, and mortgage systems.
fromwww.housingwire.com
1 month ago

AD Mortgage launches its largest non-QM securitization yet

The deal represents a defining milestone for the firm. It reflects not only the continued strength of the non-QM RMBS market, but also the confidence investors place in our platform and in AD non-QM mortgages as a premier asset class.
Real estate
Venture
from24/7 Wall St.
2 months ago

Top 5 Private Equity Holding Companies: Publicly Traded PE Titans

Publicly traded private-equity firms let retail investors access buyouts, direct lending, infrastructure, and real estate with liquidity and lower minimums while charging management and performance fees.
Real estate
fromwww.housingwire.com
1 month ago

Why mortgage licensing must be a priority for private lenders In 2026

Mortgage licensing is a critical legal and deal-enabling priority for private lenders, not an operational afterthought, with significant consequences for non-compliance including usury exposure, penalties, and loan enforceability risks.
fromTearsheet
1 month ago

The 'discovery' problem in embedded finance - and how OMB Bank found the right fintech partner - Tearsheet

For Missouri-based community bank OMB Bank, finding the right fintech partner used to be a slow, manual process. Executive Vice President and Chief of Staff Jessica Sims recalls working from static PDFs of the bank's preferences, followed by endless back-and-forth emails whenever a fintech expressed interest. The process worked, but painfully slowly, and promising opportunities often slipped through the cracks.
Venture
Real estate
fromwww.housingwire.com
1 month ago

The mortgage industry doesn't have a speed problem. It has a trust problem.

Mortgage industry speed improvements haven't reduced costs or risks because the real bottleneck is trust in fragmented, inconsistent data, not processing velocity.
fromFortune
2 months ago

As risk skyrockets, current and former CFOs are in demand for audit committees | Fortune

As audit committees confront a rapidly expanding risk landscape, their role in corporate governance is being reshaped. Boards have often turned to current and former CFOs as independent directors, particularly for audit committees, because of their ability to translate complex operational and financial realities into effective oversight.For example, this month, J. Michael Hansen, former EVP and CFO of Cintas Corporation, was appointed to the audit committee at Paychex.
Business
Real estate
fromwww.housingwire.com
2 months ago

Looming risk for mortgage credit and MBS investors from Lender Choice

Allowing lenders to choose between FICO and VantageScore enables adverse selection that increases credit and MBS investor risk by shifting higher-risk loans to GSEs.
Business
fromFast Company
1 month ago

How to prepare for a market crash

Inventory retirement accounts, assess exposure to rising consumer costs and AI-driven volatility, and prepare financial defenses to withstand a possible market correction.
Real estate
fromTelecompetitor
1 month ago

Vertical Bridge completes $1.94B asset-backed securitization

Vertical Bridge issued $1.94 billion of tower revenue notes secured by 10,425 tower sites, marking the largest tower ABS issuance and attracting 78 investors.
fromFortune
2 months ago

Bonds 101: What investors need to know about the 'shock absorber of the portfolio' | Fortune

Many investors regard bonds as the frumpier cousins to stocks. Their prices rarely pop or plummet. They usually deliver a lower return, and-aside from a glamorous cameo in the 1980s thriller Die Hard-they are not part of popular culture in the same way as, say, GameStop or Tesla shares. They are, though, a critical part of any well-managed portfolio, and with the stock market looking particularly frothy, this may be more true than ever.
Business
Real estate
fromwww.housingwire.com
1 month ago

Kiavi closes $350M RTL securitization

Kiavi's rated securitization and two-year revolving feature create substantial new liquidity and funding capacity while leveraging its AI-powered platform and expanded product capabilities.
fromFast Company
2 months ago

4 strategies for building a 'good enough' financial plan and portfolio

Step away from those individual stocks. Forget I bonds and laddered portfolios of individual Treasury Inflation-Protected Securities. If you're a satisficer, they're not for you. Reduce your number of accounts and the holdings within them.A portfolio with fewer moving parts is easier to oversee and simpler to document in case your loved ones or a financial advisor needs to take the wheel.
Business
Real estate
fromwww.housingwire.com
1 month ago

Basel capital rules may be revised to boost bank mortgage lending

Overly strict capital treatment of mortgage servicing rights has reduced bank participation and made mortgage activities disproportionately costly relative to their risks.
Business
fromEntrepreneur
2 months ago

4 Documentaries Every Serious Investor Should Watch

Award-winning documentaries are tools for investors to understand systems, incentives and hidden risks, emphasizing process, perspective and discipline over prediction.
Real estate
fromwww.housingwire.com
1 month ago

Regulators urged to ease bank capital rules for mortgages

Trade groups asked regulators to recalibrate bank capital requirements for residential mortgages, MSRs, and warehouse lending to better reflect current risk and protections.
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