That gap was the work of two old rules: the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). Both vanished when the Social Security Fairness Act was signed on January 5, 2025, with the repeal applying to benefits payable from January 2024 onward. Her monthly check is now the full $1,640, plus a one-time back payment of about $22,960 covering the 14 months she was owed but never received.
The Social Security Fairness Act, signed on January 5, 2025, eliminated two reductions known as the Windfall Elimination Provision and the Government Pension Offset. In plain terms: if you received a pension from a job that did not pay into Social Security, such as many state and local government positions, those provisions had been cutting your Social Security benefit, sometimes dramatically. Now they cannot.