The article discusses the popularity of 5% rotating category credit cards among Reddit users, emphasizing their potential to significantly increase cash-back earnings. These cards typically provide a standard 1% cash back on all purchases, but allow cardholders to earn 5% on select categories that change quarterly, such as grocery stores and gas stations. Choosing the right card can lead to substantial savings, with one recommended card offering a $200 bonus and no annual fee. Proper usage of these cards is vital for maximizing rewards throughout the year.
The 5% cashback credit card is a Reddit favorite with rotating categories. If you can add it to your wallet, taking advantage of 5% earnings can boost your rewards.
The right cash back credit card can earn you hundreds, or thousands of dollars a year for free. Our top pick pays up to 5% cash back, a $200 bonus.
Only one card really stands out above the few notable cards that offer 5% bonus categories. You must use it correctly to maximize your rewards.
Each quarter, these rotating category cards will offer 5% earnings on predetermined categories, which typically include restaurants, gas stations, home improvement stores, and select streaming services.
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