A flow chart created for TikTok users aids in determining whether to make a purchase. It guides users through questions about necessity and affordability, helping avoid impulsive spending habits. Although initially intended for teens, its straightforward approach makes it applicable for all. The flow chart prompts consideration of whether the item improves one’s life and whether it is affordable without disrupting financial commitments. Users are encouraged to explore options like sales and deals if a purchase exceeds budgetary limits.
The 'Should I Buy It?' chart directs you through a series of key questions that help you figure out if a purchase will fit into your life and budget.
It can even help you steer clear of 'spaving,' which refers to spending money on things that may not be necessary.
Ask yourself, 'Do I actually need it? Will it improve my life?' to determine if a purchase aligns with your needs.
If you can easily afford it, great! Otherwise, consider how to get the item without breaking the bank, such as waiting for a sale.
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