The carte vitale is France's national health insurance card, which enables users to have most medical costs reimbursed by the state. While treatments like cancer are covered at 100%, standard doctor visits might only be reimbursed at 70%. To cover the remaining costs, many residents turn to mutuelles, which provide additional health coverage. These non-profit organizations have operated for over 150 years and offer coverage without considering medical history, making them generally more affordable than private insurance. As a result, a mutuelle is essential for those seeking comprehensive health coverage in France.
The carte vitale allows for seamless reimbursement of healthcare costs in France, but it does not cover all expenses, necessitating supplementary health insurance like a mutuelle.
Mutuelles are solidarity contracts offering additional health coverage without considering pre-existing conditions, making them a popular choice among French residents seeking affordability.
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