Many people overestimate the cost of life insurance by as much as three times; in fact, for a healthy 30-year-old, term life can be as low as $170 a year.
It's a common misconception that life insurance is only for older individuals. The truth is, younger and healthier people can obtain policies at lower costs.
Forty-six percent of millennials drastically overestimate life insurance costs, thinking they would need to spend around $1,000 annually, which is far from reality.
You don't have to be a parent to secure life insurance; it's available for anyone wanting to ensure financial protection for their loved ones.
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