One major benefit of points and miles is unlocking travel adventures that otherwise wouldn't be accessible. These high-value redemptions can include business- and first-class flights, or fancy accommodations offered by some of the major hotel chains.
My favorite travel rewards credit cards offer the ability to transfer points to a variety of airline and hotel partners, often providing the best value and flexibility for redemptions.
Transferring points instead of redeeming directly through the credit card's travel portal can often yield a better value, especially with loyalty programs like World of Hyatt.
Hyatt has one of the best loyalty programs out there because of its diverse 1,150 properties and a straightforward award chart that transparently shows point costs.
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