As of May 2024, 12.9 million people receive the state pension, with a significant portion relying on the older basic state pension system rather than the new one.
The average state pension payment is below the qualifying threshold for pension credit, which can provide significant additional financial support for retirees.
Pension credit not only increases pensioner incomes but also opens doors to other benefits, including assistance with council tax, NHS costs, and a free TV licence.
If successful, claims made by December 21 allow pensioners to secure a winter fuel payment, adding to their financial relief during colder months.
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