"Open enrollment allows individuals to sign up for health insurance, adjust their plans, or cancel them, but this opportunity happens only once a year, making preparation crucial."
"Your open enrollment period varies based on your insurance source: ACA plans from Nov. 1 to Jan. 15; Medicare from Oct. 15 to Dec. 7; employer plans typically in the fall."
"Before making changes, review your current plan and assess your medical needs. Anticipate upcoming medical situations while considering necessary coverage adjustments for the year ahead."
"High-deductible health plans (HDHPs) require higher out-of-pocket costs before coverage starts, but often cover preventive care entirely before the deductible is met, which can be beneficial."
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