A philosophy major graduated from a party school with uncertain career prospects and obtained a real estate license despite lacking financial confidence. Financial hardship included inability to budget, file taxes, and relying on selling plasma to afford necessities. Encountering beginner-friendly personal finance books provided initial insights, but discovering personal finance podcasts triggered a deeper transformation. Consuming podcasts while commuting and working allowed free, continuous learning that converted financial confusion into practical understanding. Podcasts delivered accessible, actionable advice tailored for beginners and outperformed books for someone living paycheck to paycheck. The result was regained financial competence and reduced financial anxiety.
After graduation, I scrambled to get my real estate license because I literally had no idea what else to do. I could pass the state exams, and broker tests... But I felt like a complete fraud trying to advise people on the biggest financial decision of their lives when the biggest financial decision of my new career was the exam filing fees.
These books spoke to someone like me - someone with zero traditional finance background who needed to figure things out from scratch. But the real game-changer came when I discovered his podcast right before the pandemic hit. It was intoxicating. I started consuming every personal finance podcast I could find. Before long, I had gone from financially clueless to actually understanding money.
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