"The destruction caused by these fires is anticipated to be the most expensive in the state's history with effects on the insurance industry that will persist into the future."
"This event highlights the paramount challenge for homeowners and insurers; the increasing density of homes near the wildlife-urban interface is a significant issue."
"As they look to rebuild, it will be essential to design or redesign with mitigation practices in mind, preventing such an event from occurring again."
"As for California's ongoing insurance crisis, this isn't going to make it better; we are analyzing the reconstruction value of the homes in terms of insurance."
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