"First-time buyers are feeling the squeeze from every angle right now from affordability to availability, Angie Jackson, vice president of real estate lending at Texans Credit Union, said in a statement. We brought these solutions to the table in order to take some of the weight off their shoulders. Our members don't have to figure it out alone; they have a partner helping them navigate today's market and take that all-important first step toward homeownership."
"Nationally, homeownership rates have trended downward in recent years. According to the U.S. Census Bureau, the overall homeownership rate slipped to 65% in the second quarter of 2025, marking the lowest level since 2019. And despite existing-home sales posting a 2% uptick from June to July, sales activity still sits at its lowest point in the past year, according to data from the National Association of Realtors (NAR)."
First-time buyers face pressure from both affordability and availability, prompting Texans Credit Union to offer targeted solutions to ease their path to homeownership. Members receive support and guidance to navigate the current market and pursue first-time purchases. Nationally, homeownership rates have declined, with the U.S. Census Bureau reporting an overall rate of 65% in Q2 2025, the lowest since 2019. Existing-home sales rose 2% from June to July but remain at the lowest level in the past year per NAR data. Texans Credit Union, founded in 1953, operates 11 Texas branches, serves over 120,000 members and holds about $2.1 billion in assets.
Read at www.housingwire.com
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