At 72, Nancy Neff enjoys a vibrant retirement filled with travel activities, all thanks to her prudent financial planning including a robust 401(k). While many retirees struggle on limited Social Security, Neff has amassed over $1 million in savings, allowing her to explore numerous countries and pursue hobbies like lace-making. She emphasizes the importance of initiating savings early and managing expenses wisely, which enables her to travel without financial worries. Neff's experience highlights the financial diversity within the retirement landscape, with some enjoying affluent lifestyles while others face economic challenges.
"I can't say I would have done much differently," Neff said, adding, "I'm in pretty good shape."
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