#financial-planning

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#retirement
Retirement
fromIrish Independent
3 weeks ago

Silent squeeze of inflation the hidden threat to retirement planning as it eats away at our nest eggs

Inflation poses a serious risk to retirees' savings, diminishing their value significantly over time.
Retirement
from24/7 Wall St.
3 weeks ago

I'm thinking of working one more year before retiring but I'm not sure if that's excessive

It's important to know when to retire and not get stuck in a 'one more year' mindset.
Retirement
from24/7 Wall St.
2 weeks ago

I was approved for Social Security but told it's suspended because I'm still working - how do I "prove" I stopped?

Collecting Social Security while working can result in the withholding of benefits if earnings exceed set limits.
Retirement
from24/7 Wall St.
1 day ago

A Look at U.S. Workers Who've Accumulated $1M in Retirement Funds

Only 3% of Americans have at least $1 million saved for retirement, challenging the common retirement goal.
Retirement
from24/7 Wall St.
1 day ago

Why Higher Earners May See Smaller Social Security Checks

Social Security will deplete its funds by 2035, necessitating benefit cuts unless reforms are made.
Retirement
from24/7 Wall St.
2 weeks ago

So many people save to retire early and I never want to retire at all

Saving for retirement remains essential regardless of your desire to keep working indefinitely.
Retirement
fromIrish Independent
3 weeks ago

Silent squeeze of inflation the hidden threat to retirement planning as it eats away at our nest eggs

Inflation poses a serious risk to retirees' savings, diminishing their value significantly over time.
Retirement
from24/7 Wall St.
3 weeks ago

I'm thinking of working one more year before retiring but I'm not sure if that's excessive

It's important to know when to retire and not get stuck in a 'one more year' mindset.
Retirement
from24/7 Wall St.
2 weeks ago

I was approved for Social Security but told it's suspended because I'm still working - how do I "prove" I stopped?

Collecting Social Security while working can result in the withholding of benefits if earnings exceed set limits.
Retirement
from24/7 Wall St.
1 day ago

A Look at U.S. Workers Who've Accumulated $1M in Retirement Funds

Only 3% of Americans have at least $1 million saved for retirement, challenging the common retirement goal.
Retirement
from24/7 Wall St.
1 day ago

Why Higher Earners May See Smaller Social Security Checks

Social Security will deplete its funds by 2035, necessitating benefit cuts unless reforms are made.
Retirement
from24/7 Wall St.
2 weeks ago

So many people save to retire early and I never want to retire at all

Saving for retirement remains essential regardless of your desire to keep working indefinitely.
#homeownership
fromSFGATE
1 week ago
Remodel

Cash-Out Refinance Mortgages Could Make a Big Comeback for Homebuyers Looking To Renovate

fromSFGATE
1 week ago
Remodel

Cash-Out Refinance Mortgages Could Make a Big Comeback for Homebuyers Looking To Renovate

#tax-refunds
fromNew York Post
3 weeks ago
NYC parents

Americans received higher tax refunds than expected - here's what people are spending the extra cash on

fromNew York Post
3 weeks ago
NYC parents

Americans received higher tax refunds than expected - here's what people are spending the extra cash on

#family-expenses
fromIrish Independent
2 weeks ago
Parenting

Cost of raising children shoots up putting huge pressure on families

Raising a child now costs families €15,000 annually, reflecting a 39% increase in the past decade.
fromFast Company
19 hours ago
NYC parents

People are commiserating over 'Maycember': Why this month has families feeling financially strapped

The term "Maycember" reflects rising expenses for families in May, similar to holiday pressures, due to various events and increased costs.
Parenting
fromIrish Independent
2 weeks ago

Cost of raising children shoots up putting huge pressure on families

Raising a child now costs families €15,000 annually, reflecting a 39% increase in the past decade.
NYC parents
fromFast Company
19 hours ago

People are commiserating over 'Maycember': Why this month has families feeling financially strapped

The term "Maycember" reflects rising expenses for families in May, similar to holiday pressures, due to various events and increased costs.
#entrepreneurship
fromAol
1 day ago
Startup companies

Mark Cuban Would Start This Side Gig If He Were a Teenager

Start planning your financial future early, as advised by Mark Cuban, who emphasizes the potential of AI side hustles today.
fromEntrepreneur
2 weeks ago
Startup companies

How to Quit Your Job and Go All In on Your Side Hustle | Entrepreneur

Navigating the transition from a day job to a full-time entrepreneur requires careful planning, financial security, and strategic decision-making.
Startup companies
fromAol
1 day ago

Mark Cuban Would Start This Side Gig If He Were a Teenager

Start planning your financial future early, as advised by Mark Cuban, who emphasizes the potential of AI side hustles today.
#communication
#retirement-savings
Retirement
from24/7 Wall St.
2 weeks ago

Do These 3 Things to Beat the Average American's 401(k)

Saving for retirement is essential to avoid financial struggle.
Starting to save early increases your 401(k) balance significantly.
Claiming employer matches on 401(k) contributions is crucial for retirement.
Retirement
from24/7 Wall St.
1 week ago

Should I give up my low 2.3% mortgage rate to buy my dream $650k home?

Homeowners must weigh financial benefits of low mortgage rates against lifestyle needs, especially with future family considerations.
Retirement
from24/7 Wall St.
3 days ago

$5 Million at 50-Something: Rich Enough to Retire, or Just Scared?"

Many Americans dream of early retirement, but its feasibility is declining; for those with sufficient savings, it is possible, yet comes with challenges.
Retirement
from24/7 Wall St.
2 days ago

The Typical 401(k)-Only Retirement: My Dad's Story at 67

Relying solely on a 401(k) for retirement savings is common but has both benefits and potential pitfalls.
Real estate
fromSFGATE
5 days ago

HELOC Balances Have Risen 27%-So Why Do Financial Advisers Agree It's Still the Best Option for Certain Homeowners?

U.S. consumer debt reached an all-time high of $18.2 trillion, with rising popularity of HELOCs amid inflation.
fromNew York Post
5 days ago

NJ couple finds long forgotten lottery ticket worth $1M in junk drawer

"I just opened the drawer and I saw the tickets. I decided to get them checked. I scanned them. One said 'not a winner,' and then another 'not a winner,' and then I scanned a ticket that said 'winner.'"
NYC parents
#wealth-management
Retirement
from24/7 Wall St.
1 week ago

Skipping a $50K Advisor Fee After Losing a Spouse-Wise or Foolish?

Paying $50K for a financial advisor may be justified given the user's significant assets and need for expertise.
Understanding the value of financial advisory services is crucial for decision-making.
Retirement
from24/7 Wall St.
1 week ago

Skipping a $50K Advisor Fee After Losing a Spouse-Wise or Foolish?

Paying $50K for a financial advisor may be justified given the user's significant assets and need for expertise.
Understanding the value of financial advisory services is crucial for decision-making.
fromClickUp
6 days ago

How to Create an Operating Budget: Examples and Templates

An accurate operating budget is a key building block for small business success. It keeps operational costs in check and helps track actual performance.
Business intelligence
NYC real estate
fromApartment Therapy
6 days ago

This 120-Year-Old NYC Home's Design Was Inspired by Gertrude Stein's Paris Apartment

Chelsea Fagan expertly combines financial planning with hosting, showcasing her lifestyle in a unique Manhattan apartment.
#real-estate
from24/7 Wall St.
1 week ago
Retirement

We want to retire in 2-4 years and spend $150K a year - can we afford a $1.5 million house in a pricey housing market?

from24/7 Wall St.
1 week ago
Retirement

We want to retire in 2-4 years and spend $150K a year - can we afford a $1.5 million house in a pricey housing market?

#college-costs
from24/7 Wall St.
2 weeks ago
NYC parents

I'm about to retire but shocked by how much parents spend on college tuition - am I underestimating costs for my kids?

from24/7 Wall St.
2 weeks ago
NYC parents

I'm about to retire but shocked by how much parents spend on college tuition - am I underestimating costs for my kids?

#remote-work
Retirement
fromBusiness Insider
1 week ago

Meet the Americans secretly working multiple remote jobs to afford early retirement - and making up to $300K

Many Americans are secretly juggling multiple remote jobs to boost retirement savings and achieve early retirement.
Retirement
fromFinancial Planning
2 weeks ago

Remote workers are delaying retirement. Is that a good thing?

Remote work reduces the likelihood of retirement among older American workers, suggesting a trend of longer careers.
from24/7 Wall St.
1 week ago

From Monaco To Mexico: The Countries Where The Most Billionaires Live

The number of billionaires has nearly tripled in the last 15 years, reaching over 3,000 globally with an average wealth increase from $3.6 billion to $4.1 billion.
European startups
#savings
Retirement
fromUSA TODAY
3 weeks ago

6 ways to protect your retirement savings from a recession

Maximizing tax-advantaged retirement account contributions is crucial, especially in a declining market.
Retirement
fromUSA TODAY
3 weeks ago

6 ways to protect your retirement savings from a recession

Maximizing tax-advantaged retirement account contributions is crucial, especially in a declining market.
#early-retirement
from24/7 Wall St.
2 weeks ago
Retirement

We set aside $2 million in a few short years - do we double down to reach $10 million, or live life now?

from24/7 Wall St.
1 week ago
Retirement

We spend $240k annually but plan to cut that in half - can we retire comfortably with most of our net worth in rental property?

fromBusiness Insider
1 week ago
Retirement

I saved $2 million, sold everything, and retired at 49. Now, I travel full-time and have already visited over 40 countries.

from24/7 Wall St.
2 weeks ago
Retirement

My wife and I have dreams of retiring in 10-15 years - how do you factor in fluctuating income when planning for early retirement?

Retirement
from24/7 Wall St.
2 weeks ago

We set aside $2 million in a few short years - do we double down to reach $10 million, or live life now?

Deciding how much you need versus how much you want is crucial in pursuing a fatFIRE lifestyle.
from24/7 Wall St.
1 week ago
Retirement

We spend $240k annually but plan to cut that in half - can we retire comfortably with most of our net worth in rental property?

fromBusiness Insider
1 week ago
Retirement

I saved $2 million, sold everything, and retired at 49. Now, I travel full-time and have already visited over 40 countries.

from24/7 Wall St.
2 weeks ago
Retirement

My wife and I have dreams of retiring in 10-15 years - how do you factor in fluctuating income when planning for early retirement?

#home-equity
Retirement
fromwww.housingwire.com
1 week ago

Longbridge's new reverse mortgage aims to preserve home equity for heirs

The new reverse mortgage product allows seniors to access home equity while preserving a portion for future needs.
#dividend-stocks
#social-security
from24/7 Wall St.
1 week ago
Retirement

My father died before retirement age and my mom isn't retired yet either - how does Social Security work in this case?

from24/7 Wall St.
1 week ago
Retirement

My father died before retirement age and my mom isn't retired yet either - how does Social Security work in this case?

#emergency-fund
from24/7 Wall St.
1 week ago
Retirement

I'm earning $700k in tech but could lose my job soon - should I aggressively pay down my mortgage or build up cash instead?

from24/7 Wall St.
1 week ago
Retirement

I'm earning $700k in tech but could lose my job soon - should I aggressively pay down my mortgage or build up cash instead?

fromresund Startups
1 week ago

Hypergene Acquires Norwegian Firm Profitbase to Strengthen Market Position

"The acquisition is an important milestone on our journey to achieve 1 billion in revenue by 2029. By joining forces with Profitbase, we are not only expanding our market but also uniting our complementary strengths to continue building the most innovative and reliable FP&A platform in the Nordics," says Urban Bucht, CEO of Hypergene.
Growth hacking
Retirement
from24/7 Wall St.
1 week ago

We rent in a high-cost city and plan to retire - does not owning a home make our plan too risky?

Choosing between renting and buying is crucial for early retirees, particularly in high-cost areas.
fromBusiness Insider
1 week ago

Decluttering can pay off. Here's how I got my family to part with the things they no longer use and pad our gift fund.

We now list our unwanted items on social media and use the money to pad our family gift fund.
Fundraising
#inheritance
Retirement
from24/7 Wall St.
2 weeks ago

I have enough money coming to buy a house and pay for college at 19 - should I help my struggling family instead?

Inheritance can create significant family conflicts, overshadowing potential benefits.
from24/7 Wall St.
2 weeks ago
Retirement

We're financially stable and won't need a $16 million inheritance - how should we invest it for future generations?

from24/7 Wall St.
2 weeks ago
Retirement

We're expecting our first child and still live in an expensive city - will cashing in another $10 million trust let us downshift?

Retirement
from24/7 Wall St.
2 weeks ago

I have enough money coming to buy a house and pay for college at 19 - should I help my struggling family instead?

Inheritance can create significant family conflicts, overshadowing potential benefits.
from24/7 Wall St.
2 weeks ago
Retirement

We're financially stable and won't need a $16 million inheritance - how should we invest it for future generations?

from24/7 Wall St.
2 weeks ago
Retirement

We're expecting our first child and still live in an expensive city - will cashing in another $10 million trust let us downshift?

fromLondon Business News | Londonlovesbusiness.com
2 weeks ago

Understanding equity release costs: Insights from London's property market surge - London Business News | Londonlovesbusiness.com

Equity release is increasingly viewed as a way to supplement pensions, cover unexpected expenses, or simply maintain a comfortable lifestyle.
London food
from24/7 Wall St.
2 weeks ago

I have invested in dividends for 10 years- These are my all-time favorite dividend stocks

Dividend growth investing has proved to be one of the best ways for investors to generate superior wealth over many decades.
Startup companies
#personal-finance
Retirement
from24/7 Wall St.
2 weeks ago

I've heard the 4% rule is ideal for retirement but I'm starting to question it

The 4% rule's reliability is questioned due to uncertain future market conditions, advocating for personalized retirement strategies.
Retirement
from24/7 Wall St.
2 weeks ago

I've heard the 4% rule is ideal for retirement but I'm starting to question it

The 4% rule's reliability is questioned due to uncertain future market conditions, advocating for personalized retirement strategies.
fromFast Company
2 weeks ago

How to choose the best short-term investments for your needs

As you sift among the various options for your short-term investments, keep these key items on your dashboard: yield, guarantees, liquidity and your individual situation.
Retirement
#investing
from24/7 Wall St.
2 weeks ago

He wants us to use his fortune before he's gone - why do we still struggle to pull money from the family fund?

It's not out of the ordinary for parents to want to live to see how financial gifts are put to work. Indeed, it can be quite rewarding to see how one's wealth can enrich the lives of loved ones firsthand.
Retirement
Cryptocurrency
fromBusiness Matters
3 weeks ago

How Much Should I Invest in Crypto? Beginner Budget Tips for 2025

Invest only what you can afford to lose in cryptocurrency.
Avoid putting all your savings into crypto; diversify your investments.
fromScary Mommy
3 weeks ago

Tariff Impacts Are Coming: What Experts Say Parents Should Do (& Buy) Now

However, experts emphasize that strategic buying can be beneficial, suggesting it’s crucial for parents to prioritize their purchases based on necessity and avoid overstocking.
SF parents
#family-dynamics
Retirement
from24/7 Wall St.
3 weeks ago

What I Would Do With an Extra $25,000 - $35,000 Before My Semi-Retirement

It's important to prioritize debt repayment and investments over splurging when receiving a financial windfall.
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