I delayed retiring for years. My husband's heart attack taught me we could not take time for granted.
Briefly

Kim Hunter-Borst, a healthcare professional, shares her journey of retirement after years of delaying it due to her career identity. Influenced by her husband, she reevaluated her finances, revealing $69,000 in debt. Despite a well-paying job, they had been living paycheck to paycheck. After paying off their debts through lifestyle changes and recognizing the need for financial independence, she plans to focus on community events and financial independence activities for women in her retirement, indicating a new phase in her life, free from previous anxieties.
We realized that we were living paycheck to paycheck, which feels so normal in American culture, but it shouldn't be.
It felt embarrassing to admit to others that we had messed up and were in debt, but I'm not ashamed of it now.
After the layoffs, I audited our finances and saw that we were $69,000 in debt.
I wanted to be debt-free and credit-card-free to live without anxiety.
Read at Business Insider
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