#financial-independence

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#retirement-planning
Retirement
from24/7 Wall St.
2 months ago

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.
Retirement
from24/7 Wall St.
2 months ago

My husband has a pension he can either cash out for $2.9 million or get $15,000 monthly payments - what should we choose?

The ChubbyFIRE movement emphasizes setting financial goals to retire comfortably, focusing on achieving financial independence at an earlier age.
Retirement
from24/7 Wall St.
2 months ago

Is $4 Million Enough to Retire on in the U.S.?

Retirement savings requirements are personal and depend on lifestyle preferences.
$4 million can allow for a comfortable lifestyle in moderate-cost living regions.
Using the 4% rule, retirees can expect $160,000 annually from a $4 million investment.
Living in areas with lower costs can stretch retirement funds further.
Bootstrapping
from24/7 Wall St.
2 months ago

Ditch the 4% Rule, This Retirement Withdrawal Strategy Is Better

The 4% withdrawal rule may require experts' adjustments considering individual retiree circumstances and future economic changes.
Retirement
from24/7 Wall St.
1 month ago

We've Got $2 Million In Our 401(k), and $120k Per Year in Guaranteed Income. Is Retirement realistic?

The FIRE movement gains traction among older generations, emphasizing strategic financial planning for early retirement.
Retirement
from24/7 Wall St.
1 month ago

I want to retire at 58 with $3.4 million and leave my tax-advantaged accounts untouched - is my plan solid?

Reducing spending is crucial for achieving FIRE by 62 years old.
Retirement
from24/7 Wall St.
2 months ago

I'm Retiring at 50 With $9 Million in Assets - Should I Convert My 401Ks to Roth to Avoid Future RMD Taxes?

The FIRE lifestyle requires careful financial planning and decision-making, especially about tax implications and retirement accounts.
Retirement
from24/7 Wall St.
2 months ago

My husband has a pension he can either cash out for $2.9 million or get $15,000 monthly payments - what should we choose?

The ChubbyFIRE movement emphasizes setting financial goals to retire comfortably, focusing on achieving financial independence at an earlier age.
Retirement
from24/7 Wall St.
2 months ago

Is $4 Million Enough to Retire on in the U.S.?

Retirement savings requirements are personal and depend on lifestyle preferences.
$4 million can allow for a comfortable lifestyle in moderate-cost living regions.
Using the 4% rule, retirees can expect $160,000 annually from a $4 million investment.
Living in areas with lower costs can stretch retirement funds further.
Bootstrapping
from24/7 Wall St.
2 months ago

Ditch the 4% Rule, This Retirement Withdrawal Strategy Is Better

The 4% withdrawal rule may require experts' adjustments considering individual retiree circumstances and future economic changes.
Retirement
from24/7 Wall St.
1 month ago

We've Got $2 Million In Our 401(k), and $120k Per Year in Guaranteed Income. Is Retirement realistic?

The FIRE movement gains traction among older generations, emphasizing strategic financial planning for early retirement.
Retirement
from24/7 Wall St.
1 month ago

I want to retire at 58 with $3.4 million and leave my tax-advantaged accounts untouched - is my plan solid?

Reducing spending is crucial for achieving FIRE by 62 years old.
more#retirement-planning
#early-retirement
Retirement
from24/7 Wall St.
5 days ago

I Quit My Job 13 Years Ago - Why Do People Keep Pushing Me To Make Money From My Hobbies?

Early retirees face pressure to monetize hobbies, but it's essential to prioritize personal values over societal expectations.
Retirement
from24/7 Wall St.
2 months ago

I wanted to retire, but can't stop hustling for a few million I don't need. What is wrong?

Achieving financial independence doesn't guarantee emotional readiness to retire early.
Retirement
from24/7 Wall St.
5 days ago

Why I Refuse to Work Until 70 - A Call for Early Retirement and Financial Freedom

Retiring early is possible through frugality and aggressive investing, despite societal skepticism.
Retirement
from24/7 Wall St.
3 weeks ago

I'm 33 and wealthy enough to retire, but that feels like giving up

Early retirement requires more than just financial readiness; psychological readiness and personal fulfillment are equally important.
Retirement
from24/7 Wall St.
1 month ago

I Want to Know Alternatives to the 4% Withdrawal Rule for My Retirement Strategy

The FIRE movement often relies on the 4% withdrawal strategy, but alternative approaches like the 95% rule offer more flexibility.
Retirement
from24/7 Wall St.
5 days ago

I Quit My Job 13 Years Ago - Why Do People Keep Pushing Me To Make Money From My Hobbies?

Early retirees face pressure to monetize hobbies, but it's essential to prioritize personal values over societal expectations.
Retirement
from24/7 Wall St.
2 months ago

I wanted to retire, but can't stop hustling for a few million I don't need. What is wrong?

Achieving financial independence doesn't guarantee emotional readiness to retire early.
Retirement
from24/7 Wall St.
5 days ago

Why I Refuse to Work Until 70 - A Call for Early Retirement and Financial Freedom

Retiring early is possible through frugality and aggressive investing, despite societal skepticism.
Retirement
from24/7 Wall St.
3 weeks ago

I'm 33 and wealthy enough to retire, but that feels like giving up

Early retirement requires more than just financial readiness; psychological readiness and personal fulfillment are equally important.
Retirement
from24/7 Wall St.
1 month ago

I Want to Know Alternatives to the 4% Withdrawal Rule for My Retirement Strategy

The FIRE movement often relies on the 4% withdrawal strategy, but alternative approaches like the 95% rule offer more flexibility.
more#early-retirement
#fire
Retirement
from24/7 Wall St.
2 months ago

Retiring at 49 sounds boring - is indulging in a Paris pied-a-terre and high-end toys the new plan?

A Redditor achieved a $25 million net worth and contemplates early retirement or indulgent spending, reflecting on the FIRE lifestyle.
Retirement
from24/7 Wall St.
3 weeks ago

Where Should I Invest My $1 Million After Selling My Equity? - Seeking Advice at Age 50

Consider investment options for windfall money to accelerate financial independence.
Retirement
from24/7 Wall St.
1 week ago

My $1.6 million retirement account has an automatic annuity clause if I die - what are my options?

Understanding retirement plans is crucial for achieving financial independence.
Employer annuity plans can complicate retirement strategies, especially if unwanted.
Retirement
from24/7 Wall St.
2 months ago

Frankly, With Everything Going On I Don't Think $10m Is Actually Enough to Retire Early

The debate around what constitutes a sufficient net worth for retirement, particularly the validity of the $10 million figure, continues.
from24/7 Wall St.
2 months ago
SF parents

My father-in-law wants to give us $1 million to wipe out our mortgage - should I accept or prove I can do it on my own?

Retirement
from24/7 Wall St.
2 months ago

Retiring at 49 sounds boring - is indulging in a Paris pied-a-terre and high-end toys the new plan?

A Redditor achieved a $25 million net worth and contemplates early retirement or indulgent spending, reflecting on the FIRE lifestyle.
Retirement
from24/7 Wall St.
3 weeks ago

Where Should I Invest My $1 Million After Selling My Equity? - Seeking Advice at Age 50

Consider investment options for windfall money to accelerate financial independence.
Retirement
from24/7 Wall St.
1 week ago

My $1.6 million retirement account has an automatic annuity clause if I die - what are my options?

Understanding retirement plans is crucial for achieving financial independence.
Employer annuity plans can complicate retirement strategies, especially if unwanted.
Retirement
from24/7 Wall St.
2 months ago

Frankly, With Everything Going On I Don't Think $10m Is Actually Enough to Retire Early

The debate around what constitutes a sufficient net worth for retirement, particularly the validity of the $10 million figure, continues.
from24/7 Wall St.
2 months ago
SF parents

My father-in-law wants to give us $1 million to wipe out our mortgage - should I accept or prove I can do it on my own?

more#fire
#dividend-stocks
more#dividend-stocks
Cryptocurrency
fromBitcoin Magazine
1 week ago

My First Bitcoin Receives $1 Million Grant From Jack Dorsey To Expand Global Bitcoin Education

My First Bitcoin is scaling its grassroots Bitcoin education efforts through a $1 million grant from Start Small.
#fire-movement
Retirement
fromBusiness Insider
1 month ago

A Gen Xer found retirement overrated after stopping work at 50, so she opened a business

Susan Cesarini exemplifies how the FIRE movement can lead individuals back to work after retirement, balancing professional and personal priorities.
from24/7 Wall St.
2 months ago
Alternative transportation

We're in our 30s with a $2.5 million net worth - is buying a new F-150 for family road trips too big of a splurge?

Retirement
fromBusiness Insider
1 month ago

A Gen Xer found retirement overrated after stopping work at 50, so she opened a business

Susan Cesarini exemplifies how the FIRE movement can lead individuals back to work after retirement, balancing professional and personal priorities.
from24/7 Wall St.
2 months ago
Alternative transportation

We're in our 30s with a $2.5 million net worth - is buying a new F-150 for family road trips too big of a splurge?

more#fire-movement
#marriage
more#marriage
fromwww.hamhigh.co.uk
3 weeks ago

More events may be on horizon for Hampstead Heath as owners seek to raise cash

The City of London Corporation is reassessing its charity governance for open spaces to improve financial independence and attract more donor support.
London politics
fromHarvard Gazette
3 weeks ago

Can Trump fire Fed chairman? - Harvard Gazette

President Trump's turbulent relationship with the Fed Chair highlights growing concerns about the impact of political influence on economic stability and the independence of the Federal Reserve.
US politics
#entrepreneurship
Startup companies
fromForbes
1 month ago

How To Build A One-Person Six-Figure Business In 2025

Launching a solo business empowers individuals to work on their own terms and achieve financial independence.
fromwww.cnbc.com
2 months ago
Online marketing

39-year-old makes $8,200/month in passive income while reinventing her business: 3 'complete lies' about making money while you sleep

fromBusiness Insider
3 weeks ago
NYC real estate

A couple started out renting a bedroom on Airbnb to pay the mortgage. Now their cabin village makes over $30,000 a month.

Startup companies
fromForbes
1 month ago

How To Build A One-Person Six-Figure Business In 2025

Launching a solo business empowers individuals to work on their own terms and achieve financial independence.
fromwww.cnbc.com
2 months ago
Online marketing

39-year-old makes $8,200/month in passive income while reinventing her business: 3 'complete lies' about making money while you sleep

fromBusiness Insider
3 weeks ago
NYC real estate

A couple started out renting a bedroom on Airbnb to pay the mortgage. Now their cabin village makes over $30,000 a month.

more#entrepreneurship
#real-estate-investment
fromBusiness Insider
3 weeks ago
Real estate

Financially independent real-estate investors are starting with a simple but overlooked step before even looking at properties

from24/7 Wall St.
2 months ago
SF real estate

I want to buy the land next to my house for $1.7 million to build a playground for my kids - can I afford it?

fromBusiness Insider
3 weeks ago
Real estate

Financially independent real-estate investors are starting with a simple but overlooked step before even looking at properties

from24/7 Wall St.
2 months ago
SF real estate

I want to buy the land next to my house for $1.7 million to build a playground for my kids - can I afford it?

more#real-estate-investment
#personal-finance
fromBusiness Insider
1 month ago
Retirement

I'm retiring from my tech job at 31. A Coast FIRE lifestyle and side hustles will make me a millionaire in my 60s.

fromBusiness Insider
1 month ago
Retirement

I'm retiring from my tech job at 31. A Coast FIRE lifestyle and side hustles will make me a millionaire in my 60s.

more#personal-finance
#parenting
Retirement
from24/7 Wall St.
1 month ago

Should I sacrifice early retirement for a more fulfilling life while being the breadwinner?

Balancing work and family is challenging, especially for the primary breadwinner considering cutting back hours for family time.
from24/7 Wall St.
1 month ago
Parenting

I have a 32 year old daughter that refuses to move on and Dave Ramsey told me she's not going to listen

Retirement
from24/7 Wall St.
1 month ago

Should I sacrifice early retirement for a more fulfilling life while being the breadwinner?

Balancing work and family is challenging, especially for the primary breadwinner considering cutting back hours for family time.
from24/7 Wall St.
1 month ago
Parenting

I have a 32 year old daughter that refuses to move on and Dave Ramsey told me she's not going to listen

more#parenting
Social media marketing
fromBuzzFeed
1 month ago

I'm A 55-Year-Old Single Mom. Here's How I Became One Of The Most Popular Models On OnlyFans.

An ordinary mom considers joining OnlyFans for financial freedom after being inspired by a successful article.
#passive-income
more#passive-income
Retirement
fromIndependent
1 month ago

Michael Houghton: 'From crypto to Christmas trees - five terrible investment decisions I made before reaching financial freedom'

Adopting the FIRE movement led to significant changes in saving and investing habits.
Mental health
fromPsychology Today
1 month ago

Purpose Is a Birthright, Not a Luxury

Purpose is a mindset, not linked to financial success.
Youth and passion are key tools for finding meaning.
Financial independence isn't a requirement for living with purpose.
Remote teams
fromBusiness Insider
1 month ago

A millennial making $368,000 secretly working 3 remote jobs says he has no loyalty to his employers: 'They can let you go at any point'

Millennial earns $368,000 juggling three remote IT jobs, feeling no guilt for employer loyalty.
fromBustle
1 month ago

Your Bank Account This Week, According To A Tarot Reader

Trusting the universe can lead to exciting new financial journeys, as the Fool card suggests embracing beginner's luck and letting go of negative expectations.
Mental health
#retirement
Retirement
from24/7 Wall St.
2 months ago

My dream has been to retire once my nest egg hit $5 million, but I love my job - should I just keep working?

Retirement isn't a necessity when you reach your financial goals, especially if you enjoy your job.
from24/7 Wall St.
1 month ago
Retirement

He makes $200K a year from investments but still bags groceries - should I keep a low stress side gig when I retire?

Retirement
from24/7 Wall St.
2 months ago

My dream has been to retire once my nest egg hit $5 million, but I love my job - should I just keep working?

Retirement isn't a necessity when you reach your financial goals, especially if you enjoy your job.
Retirement
from24/7 Wall St.
1 month ago

He makes $200K a year from investments but still bags groceries - should I keep a low stress side gig when I retire?

Many wealthy individuals choose low-stress jobs for fulfillment rather than necessity after achieving financial stability.
more#retirement
Real estate
fromBusiness Insider
1 month ago

I chose homeownership over my marriage. I bought 5 homes post-divorce and inspired my single daughter to buy one, too.

Cynthia Jones emphasizes the empowerment of single women through homeownership and real estate investing as a pathway to financial independence.
Retirement
from24/7 Wall St.
1 month ago

Burnt Out at Work: How I'm Stuck Between Financial Goals and Career Stress

Burnout affects many hardworking individuals, leading to stress and dissatisfaction with work and life.
fromPsychology Today
1 month ago

Should I Take or Waive Alimony or Child Support During My Divorce?

So I wondered under what conditions should one waive spousal support (alimony) or child support? And what if the recipient is the person who initiates the divorce?
Parenting
fromEngadget
2 months ago

Google Wallet is now available for kids

Parents can now give kids access to Google Wallet for in-store payments, enhancing financial independence while maintaining oversight.
SF parents
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