Dave Ramsey advocates for a shift in how people approach retirement planning by suggesting that the focus should be on financial goals rather than a specific age. He argues that the traditional view of retiring between 60 and 70 years old needs to be re-evaluated. Instead, individuals should determine a financial number they wish to reach for retirement. Ramsey emphasizes that retirement should happen when that financial target is met, allowing for a more customized and potentially earlier retirement experience than conventional wisdom suggests.
Retirement is not an age; it's a financial number.
The hope is that everyone has a number in mind and can hit it with plenty of time to enjoy their golden years.
Too many people are focused on age for retirement when they should be focused on hitting a financial goal.
Many people are now starting to gravitate toward Dave's advice as gospel.
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