#retirement-planning
#retirement-planning

6 hours ago

Retirement

Why Dave Ramsey Calls Retirement a Goal, Not an Age

Retirement

How My $1.4 Million Earnings Stack Up Against My $600,000 Net Worth at 33 - Am I on the Right Track?

Retirement

With $3 million saved and a paid-off house, I plan to retire in my late-50s - will my strategy hold up?

Retirement

We're in our mid-30s with $2.3 million but face large expenses on the road to our $5 million goal

6 hours ago

Retirement

Why Dave Ramsey Calls Retirement a Goal, Not an Age

Retirement

How My $1.4 Million Earnings Stack Up Against My $600,000 Net Worth at 33 - Am I on the Right Track?

Retirement

With $3 million saved and a paid-off house, I plan to retire in my late-50s - will my strategy hold up?

more#financial-goals

#financial-independence

fromAbove the Law

Can You Retire On $1,000,000 In 2025? - Above the Law

Many attorneys struggle with the decision to retire due to identity ties and financial concerns.

90% of my net worth is in S&P 500 index funds - is a rental property a good idea?

The FIRE journey is personalized; understanding one's financial goals and strategies is essential for early retirement.

Retirement

Is Aiming for $10M in Savings Enough for Early Retirement?

9 hours ago

Retirement

If You've Banked $1 Million By 45, Is It Possible to Retire?

8 hours ago

Retirement

If You've Saved $5 Million By 50, Do You Need to Keep Contributing to Your 401(k)?

Retirement

I Finally Reached $1 Million - Here's How I Earned $4,000 a Month from My Investments

fromAbove the Law

Can You Retire On $1,000,000 In 2025? - Above the Law

Many attorneys struggle with the decision to retire due to identity ties and financial concerns.

90% of my net worth is in S&P 500 index funds - is a rental property a good idea?

The FIRE journey is personalized; understanding one's financial goals and strategies is essential for early retirement.

Retirement

Is Aiming for $10M in Savings Enough for Early Retirement?

9 hours ago

Retirement

If You've Banked $1 Million By 45, Is It Possible to Retire?

8 hours ago

Retirement

If You've Saved $5 Million By 50, Do You Need to Keep Contributing to Your 401(k)?

more#financial-independence

Retirement

I Finally Reached $1 Million - Here's How I Earned $4,000 a Month from My Investments

Still Working at 70-Should I Start My Social Security Benefits Now?

Deciding when to claim Social Security is a personal decision influenced by various factors.

Delaying benefits until age 70 maximizes monthly payments, with no additional increase after that.

Is $3 million in my 30s enough to consider stepping away from the grind - or am I missing out on more?

A Reddit user in his 30s with $3 million must carefully plan his retirement and spending.

Claiming Social Security Early? Here's How That Might Impact Your Retirement Beyond the Smaller Monthly Checks

Filing for Social Security early reduces benefits significantly, impacting long-term retirement finances.

Delaying benefits can increase monthly payments, but early filings have wider repercussions.

What happens to my Social Security benefits if I keep paying into the system for another decade - will they go up?

Understanding how Social Security benefits are calculated can help maximize retirement income.

Skipping a $50K Advisor Fee After Losing a Spouse-Wise or Foolish?

Paying $50K for a financial advisor may be justified given the user's significant assets and need for expertise.

Understanding the value of financial advisory services is crucial for decision-making.

$40K used cars, $200K in 529s, and $20K+ a year in extras-are we underestimating the real cost of college years?

The Reddit user questions if $200K for college savings is enough amidst rising support costs from other parents.

Still Working at 70-Should I Start My Social Security Benefits Now?

Deciding when to claim Social Security is a personal decision influenced by various factors.

Delaying benefits until age 70 maximizes monthly payments, with no additional increase after that.

Is $3 million in my 30s enough to consider stepping away from the grind - or am I missing out on more?

A Reddit user in his 30s with $3 million must carefully plan his retirement and spending.

Claiming Social Security Early? Here's How That Might Impact Your Retirement Beyond the Smaller Monthly Checks

Filing for Social Security early reduces benefits significantly, impacting long-term retirement finances.

Delaying benefits can increase monthly payments, but early filings have wider repercussions.

What happens to my Social Security benefits if I keep paying into the system for another decade - will they go up?

Understanding how Social Security benefits are calculated can help maximize retirement income.

Skipping a $50K Advisor Fee After Losing a Spouse-Wise or Foolish?

Paying $50K for a financial advisor may be justified given the user's significant assets and need for expertise.

Understanding the value of financial advisory services is crucial for decision-making.

$40K used cars, $200K in 529s, and $20K+ a year in extras-are we underestimating the real cost of college years?

The Reddit user questions if $200K for college savings is enough amidst rising support costs from other parents.

more#financial-advice

#dividend-growth

Startup companies

3 Overlooked Dividend Growers With 10%+ Annual Dividend Increases

13 hours ago

Retirement

If You Invested $15,000 In Vanguard's VIG 5 Years Ago, This Is How Much Cash From Dividends You Would Have Today

Startup companies

3 Overlooked Dividend Growers With 10%+ Annual Dividend Increases

13 hours ago

Retirement

If You Invested $15,000 In Vanguard's VIG 5 Years Ago, This Is How Much Cash From Dividends You Would Have Today

Retirement

I've heard the 4% rule is best for retirement savings but I'm questioning that

Retirement

Having $3M in Investments-Why Doesn't It Feel Sufficient?

Retirement

401(k) Rollover vs. Roth IRA: Which Is the Smarter Move?

I've heard the 4% rule is best for retirement savings but I'm questioning that

The 4% rule is a traditional withdrawal strategy, but it may not suit everyone's retirement needs.

Having $3M in Investments-Why Doesn't It Feel Sufficient?

Reaching $3 million in retirement savings by age 50 is a significant accomplishment despite personal financial uncertainties.

401(k) Rollover vs. Roth IRA: Which Is the Smarter Move?

The Roth IRA offers tax-free growth but isn't a universal solution; alternatives may be better based on individual financial situations.

more#financial-strategy

Retiring with $4M in retirement accounts, $2M home, and VA access - what risks or gaps should we plan for?

Even with substantial savings, retirees should check for financial blind spots and consider hiring an advisor for better financial planning.

Should You Claim Social Security at 62 and Invest the Money?

Filing for Social Security at 62 reduces benefits for life, but investing the money could yield higher returns.

Living on $600K a Year in Retirement-Are We Truly Prepared?

To sustain a $50,000 monthly retirement spend, one would need a substantial nest egg, likely around $15 million.

Retirement

Nearing Retirement? 3 Steps To Take After The Stock Market's Recent Rally

Retirement

Our portfolio just fell from $3 million to $2.7 million - retirement now feels like living on a knife's edge

Retirement

Why I Decided Against Dumping My Retirement Savings into VTI/VOO

Retiring with $4M in retirement accounts, $2M home, and VA access - what risks or gaps should we plan for?

Even with substantial savings, retirees should check for financial blind spots and consider hiring an advisor for better financial planning.

Should You Claim Social Security at 62 and Invest the Money?

Filing for Social Security at 62 reduces benefits for life, but investing the money could yield higher returns.

Living on $600K a Year in Retirement-Are We Truly Prepared?

To sustain a $50,000 monthly retirement spend, one would need a substantial nest egg, likely around $15 million.

Retirement

Nearing Retirement? 3 Steps To Take After The Stock Market's Recent Rally

Retirement

Our portfolio just fell from $3 million to $2.7 million - retirement now feels like living on a knife's edge

Retirement

Why I Decided Against Dumping My Retirement Savings into VTI/VOO

more#investment-strategy

How I Plan to Save for My Parents' Retirement - A Balancing Act of Family Responsibility

Understanding your parents' financial situation is crucial before providing assistance with their retirement.

#financial-security

fromwww.housingwire.com

Americans are living longer but aren't prepared for retirement impacts

Extending retirement by 5 years increases depleting savings risk by 41% for healthy retirees.

3 Changes to the 401(k) Laws Congress Should Make - But Probably Won't

Automatic enrollment in 401(k) accounts could significantly boost retirement savings for low and middle-class Americans.

In This State-by-State Breakdown, See What Retirement Savings Are Needed Across the U.S.

41% of Americans doubt their ability to afford their envisioned retirement lifestyle due to economic instability.

Rising concerns about retirement finances highlight the importance of savings and income beyond Social Security.

10 best states for retirees

Choosing the right state for retirement can stretch savings further amid economic uncertainty.

Average retirement savings vary significantly, emphasizing the need for personalized financial planning.

Pairing a $2M 401(k) With $120K Pension-Is Retirement Within Reach?

Pensions ease retirement financially, but sufficient savings is essential for a comfortable life.

Retiring early involves risks; planning and saving are crucial to ensure financial security.

Retirement

Is $2 Million Still Enough to Retire on in the U.S.?

fromwww.housingwire.com

Americans are living longer but aren't prepared for retirement impacts

Extending retirement by 5 years increases depleting savings risk by 41% for healthy retirees.

3 Changes to the 401(k) Laws Congress Should Make - But Probably Won't

Automatic enrollment in 401(k) accounts could significantly boost retirement savings for low and middle-class Americans.

In This State-by-State Breakdown, See What Retirement Savings Are Needed Across the U.S.

41% of Americans doubt their ability to afford their envisioned retirement lifestyle due to economic instability.

Rising concerns about retirement finances highlight the importance of savings and income beyond Social Security.

10 best states for retirees

Choosing the right state for retirement can stretch savings further amid economic uncertainty.

Average retirement savings vary significantly, emphasizing the need for personalized financial planning.

Pairing a $2M 401(k) With $120K Pension-Is Retirement Within Reach?

Pensions ease retirement financially, but sufficient savings is essential for a comfortable life.

Retiring early involves risks; planning and saving are crucial to ensure financial security.

Retirement

Is $2 Million Still Enough to Retire on in the U.S.?

more#financial-security

#passive-income

Retirement

Create Amazing Passive Income Streams in Retirement with These 3 Stocks

Retirement

I Sold My Rental Property to Invest in JEPQ - Here's Why I Made This Bold Move

Retirement

Create Amazing Passive Income Streams in Retirement with These 3 Stocks

Retirement

I Sold My Rental Property to Invest in JEPQ - Here's Why I Made This Bold Move

Retirement

Is $5 Million the New Baseline for a Comfortable Retirement in America?

A net worth of $5 million places you in the top tier of retirees, with substantial opportunities for a comfortable lifestyle.

Retirement

My Dad Is Retiring Soon - How Can I Get Health Insurance Before I Miss Important Appointments?

Healthcare costs can drastically impact retirement finances, creating substantial fears for retirees.

Having a financial backup plan can mitigate risks associated with unexpected expenses in retirement.

Is $5 Million the New Baseline for a Comfortable Retirement in America?

A net worth of $5 million places you in the top tier of retirees, with substantial opportunities for a comfortable lifestyle.

My Dad Is Retiring Soon - How Can I Get Health Insurance Before I Miss Important Appointments?

Healthcare costs can drastically impact retirement finances, creating substantial fears for retirees.

Having a financial backup plan can mitigate risks associated with unexpected expenses in retirement.

more#healthcare-costs

#investment-strategies

I'm in my mid-50s and was going to retire this year but am having second thoughts because of the market

Retiring in a down market is challenging but manageable with proper portfolio composition.

My income is rising but I still want to save for retirement in a Roth IRA

A backdoor Roth IRA allows individuals to continue contributing despite income limits.

Retirement

I'm a wealth advisor. Here are my tips for navigating an uncertain market.

Retirement

Early 40s with a $3 million net worth, but heavily invested in one rental - what should I do right now to ensure a successful retirement?

I'm in my mid-50s and was going to retire this year but am having second thoughts because of the market

Retiring in a down market is challenging but manageable with proper portfolio composition.

My income is rising but I still want to save for retirement in a Roth IRA

A backdoor Roth IRA allows individuals to continue contributing despite income limits.

Retirement

I'm a wealth advisor. Here are my tips for navigating an uncertain market.

more#investment-strategies

Retirement

Early 40s with a $3 million net worth, but heavily invested in one rental - what should I do right now to ensure a successful retirement?

Should I Take Social Security Early at 62 or Wait Until 67 for More Benefits?

The decision to take Social Security benefits early or late is complex and varies greatly by individual circumstances.

Retirement

Our mortgage eats one full paycheck and our portfolio's sinking - how are others handling this market?

Retirement

3 ETFs that Could Outperform the S&P 500 (SPX) Over the Next Three Years

Retirement

My wife and I have banked a few million for retirement so far - what changes we should make to optimize our financial plan?

Retirement

Ready to Retire? Consider Rotating Into These 3 ETFs First

Startup companies

This Ultra-High Yield ETF (YMAX) Is the Best Performer and Paying a 72.34% Distribution

Should I Take Social Security Early at 62 or Wait Until 67 for More Benefits?

The decision to take Social Security benefits early or late is complex and varies greatly by individual circumstances.

Retirement

Our mortgage eats one full paycheck and our portfolio's sinking - how are others handling this market?

Retirement

3 ETFs that Could Outperform the S&P 500 (SPX) Over the Next Three Years

Retirement

My wife and I have banked a few million for retirement so far - what changes we should make to optimize our financial plan?

Retirement

Ready to Retire? Consider Rotating Into These 3 ETFs First

Startup companies

This Ultra-High Yield ETF (YMAX) Is the Best Performer and Paying a 72.34% Distribution

Retirement

You might want to postpone your retirement. Here's what to think about.

fromSFGATE

Retirement

How Retirees Should Tweak the 4% Rule To Protect Their Nest Egg and Afford Their Mortgage Into Old Age

You might want to postpone your retirement. Here's what to think about.

Many older Americans are advised to rethink retirement plans amidst economic downturns.

Delaying retirement and Social Security can help stabilize finances during uncertain times.

fromSFGATE

Retirement

How Retirees Should Tweak the 4% Rule To Protect Their Nest Egg and Afford Their Mortgage Into Old Age

Older Americans Want To Free Up Cash Reserves-and Some Are Moving Cross-Country To Do That

Older Americans are re-evaluating long-term home investments due to rising living costs and seeking financial stability through smarter property choices.

fromLos Angeles Times

Retirement

Some pointers on paying capital gains taxes from home sales

SF real estate

With a potential 8-10% total return, should we keep our current home as a rental or sell and reinvest the equity?

Boston real estate

fromSFGATE

Older Americans Want To Free Up Cash Reserves-and Some Are Moving Cross-Country To Do That

Older Americans are re-evaluating long-term home investments due to rising living costs and seeking financial stability through smarter property choices.

fromLos Angeles Times

Retirement

Some pointers on paying capital gains taxes from home sales

SF real estate

With a potential 8-10% total return, should we keep our current home as a rental or sell and reinvest the equity?

more#real-estate

fromThe Good Life France

fromLondon Business News | Londonlovesbusiness.com

How to manage your US retirement plan from France - The Good Life France

"We provide financial planning to clients worldwide," explains Jake Barber, Principal of SJB Global. "We have expert advisers who specialize in managing your US retirement plan from France and can offer solutions to each of the challenges you'll face, from the practicalities of managing US based assets in France and dealing with double taxation and potential issues."

France politics

Lifetime mortgages: A strategic approach to unlocking property value - London Business News | Londonlovesbusiness.com

A lifetime mortgage is a loan secured against your home available to homeowners aged 55, releasing tax-free cash while retaining property ownership.

Retirement

fromEntrepreneur

fromLondon Business News | Londonlovesbusiness.com

How Much Money Do You Need to Retire Comfortably in Your State? | Entrepreneur

Americans estimate $1.46 million is needed for a comfortable retirement, but this varies significantly by state.

Equity release explained: A lifeline for older homeowners - London Business News | Londonlovesbusiness.com

For many older homeowners, their property represents their most significant asset.

Retirement

Buy Schwab SCHD For The Diversification But Love It For the Dividend

ETFs like SCHD allow investors to diversify without individual stock selection stress.

Parenting

fromSlate Magazine

We're Expecting a New Baby. My Wife Proposed Cutting Corners in a Way That Freaks Me Out.

Considering your strong financial foundation, it may be wise to reduce savings temporarily to ease current financial stress.

#personal-finance

Retirement

I've heard the 4% rule is ideal for retirement but I'm starting to question it

Retirement

I Reached A $500,000 Net Worth at 24 - Now What Should I Do With My Wealth?

Retirement

I Have Well over $1 Million But I Feel Poor Because Most of the Money Doesn't Count.

I've heard the 4% rule is ideal for retirement but I'm starting to question it

The 4% rule's reliability is questioned due to uncertain future market conditions, advocating for personalized retirement strategies.

I Reached A $500,000 Net Worth at 24 - Now What Should I Do With My Wealth?

Some individuals in their 20s are successfully saving for retirement despite stereotypes about their financial habits.

I Have Well over $1 Million But I Feel Poor Because Most of the Money Doesn't Count.

Having a net worth of over $1 million does not guarantee feelings of wealth, especially if assets are tied up in illiquid investments.

more#personal-finance

Do you know how much money the average Social Security recipient gets today? The answer may surprise you

Relying solely on average Social Security benefits can lead to financial struggles in retirement.

I'm 52 with $4 million and want to slow down at 55. Is there a flaw in my plan?

Planning for a gradual transition into retirement can ease financial stress and help manage income needs until Social Security and Medicare become available.

Retirement

My first Social Security check is late and I don't know what to do

Do you know how much money the average Social Security recipient gets today? The answer may surprise you

Relying solely on average Social Security benefits can lead to financial struggles in retirement.

I'm 52 with $4 million and want to slow down at 55. Is there a flaw in my plan?

Planning for a gradual transition into retirement can ease financial stress and help manage income needs until Social Security and Medicare become available.

fromLondon Business News | Londonlovesbusiness.com

Retirement

My first Social Security check is late and I don't know what to do

3 Game-Changing Questions to Ask Before You Retire

Retirement requires careful planning beyond finances; location and lifestyle should also be considered.

Rachel Reeves plans for your pension which is 'dangerous and misguided' - London Business News | Londonlovesbusiness.com

The purpose of a pension fund is to grow wealth for savers over the long term. That means investing wherever the most compelling returns are likely to be found.

Retirement

I want to retire early but I own a business and my income isn't stable

Planning for early retirement can be challenging due to variable income.

Running a side business can supplement income and provide fulfillment during retirement.