'If my mother's home help has an accident on our property, are they covered by the farm insurance?'

Farming presents unique challenges, particularly regarding liability coverage concerning hired help for family. In this case, the user is concerned about potential liabilities if someone, possibly the hired help, gets injured while assisting their elderly mother. While the user has farm insurance, it's vital to clarify whether it includes public liability in this context. The situation emphasizes the importance of understanding insurance policies and consulting with insurance representatives to ensure adequate coverage for various risks associated with home care and farm operations.

As a farm owner, it's important to consider the boundaries of your insurance coverage, especially in the context of public liability when hiring help for family members.

Home help could entail new risks, possibly leading to liability issues should someone be injured on your property while assisting your elderly mother.

Read at Independent