Starting from the 2025-26 season, clubs in Leagues One and Two will be limited in how much of their owners' investment can be spent on player wages and transfer fees. Owners investing over 500,000 will only be able to allocate 60% in League One and 50% in League Two towards player-related expenditures, aligning with Financial Fair Play regulations.
The changes will significantly impact how investments translate into spending on players. For example, an owner who injects 100 million into a League One club will only be able to utilize just over 60 million for player-related expenditures.
Under the current Salary Cost Management Protocol, clubs in League One can spend 60% of their turnover on wages and transfer fees. With the new rules, only a fraction of additional income, such as prize money, will contribute to player spending, further tightening financial controls.
Despite the restrictions on player spending, club owners will still be able to invest unlimited amounts into non-player related costs, like infrastructure and community projects, which may help clubs improve their long-term sustainability.
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