"We would hate for it to come to that," she said, which was code for legal proceedings. I wanted to tell her that the irony was that sooner or later someone was going to be calling her about the student loans she couldn't pay back."
I was hoping that I would come across as professional and aboveboard, as if my insolvency were the result of an unfortunate misunderstanding, as opposed to my habit of spending more money than I made.
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