#business-finance

#business-finance

"Stay alert: To avoid the deadline slipping your mind and passing you by, set a reminder ahead of the date to log into your PAYE account on the government website and check the amount you owe HMRC in National Insurance contributions. It's important that you pay the right amount, so check the figure carefully and ensure that your contribution has been calculated correctly, taking into consideration all of the benefits you declared."

A 90-day cash flow buffer isn't just about surviving hard times - it's about giving yourself the ability to grow with confidence.