A 57-year-old woman and her 68-year-old husband were doing everything right by conventional standards - investing 35% of their take-home pay into retirement accounts. But this aggressive retirement strategy created an unexpected problem: they couldn't save enough for a down payment on their first home. On a January 2026 episode of The Dave Ramsey Show, the couple received counterintuitive advice that challenged standard financial wisdom.
This is not ideal when trying to close the books, hit targets, or stay afloat. Beyond the financial strain, payment delays increase credit risk, disrupt cash flow, and wear down already-stretched teams. However, implementing AI in your payment process can help speed things up and give you more control and visibility in your financial operations. In this blog post, we'll break down the tangible benefits of using AI in accounts receivable (AR) management and the best tools to modernize your AR processes.
Unlike traditional accounting, construction accounting requires a tailored approach due to unique challenges like project-based structures, fluctuating costs, and complex long-term contracts.
