The overall national delinquency and foreclosure rates remain below historical averages for now, despite certain segments of borrowers facing difficulties in making mortgage payments.
The increase in federal student loan delinquencies has pushed the average U.S. credit score down to 715, highlighting impacts from previous loan payment pauses.
The increase in federal student loan delinquencies has pushed the average U.S. credit score down to 715, highlighting impacts from previous loan payment pauses.