#mortgage

#mortgage

HousingWire's 2026 Rising Stars honor industry leaders age 40 and under who are making an impact across mortgage, real estate and homebuilding. The honorees represent a range of roles and are recognized for driving innovation, supporting their organizations and contributing to broader industry progress.

When you think of Bed Bath & Beyond, you don't necessarily think mortgage or home equity. And I think that actually is a big testament to Figure and the way that we brought this concept of embedded mortgage and this broader notion of embedded finance. I think buy now, pay later is a great example of embedded finance, where you have finance companies that are specialists in what they do, and they kind of embed themselves inside of a retailer.

Mortgage is at an inflection point, said Promisco. The winners over the next decade will be the most efficient, tech-enabled platforms focused on originator success. Mortgage is ultimately a people business and technology should make it easier for originators to do what they do best build trust, guide borrowers and create great experiences. He continued, Go Companies has the capital, talent and ambition to rethink how mortgages are originated, underwritten and delivered.

'My father wants to help me out by transferring me some of the home farm - is that a bad idea at this stage?'

For this Redditor, they are looking at a scenario where they have a 2.75% mortgage with approximately $500,000 left on the balance. This is equivalent to a $3,400 monthly payment on a house that is currently worth around $850,000. Having bought the house seven years ago for $715,000, this isn't a ton of growth, given what other areas of the country have done. This fact aside, the family has no other debt and has around $1 million sitting in retirement and non-retirement accounts.

When buying a home, lenders almost always check your credit history to assess how likely you are to repay the loan. But what if you don't have a credit history at all? Maybe you've never used credit cards, taken out a loan, or your credit profile is too thin to generate a score. If you're asking, "Can you get a mortgage with no credit history?" the answer is yes—though it's more challenging, and you'll need to show lenders your financial responsibility in other ways.

Fannie Mae expects servicers to notify borrowers about their temporary interest rate buydown ending and subsequent interest rate increases 90 days prior to the change.

The 10-year CMT saw a decrease that spurred a rise in HECM endorsements, leading to 3,784 applications in April. This increase is linked to past interest rates.

To afford a $250,000 home, most buyers will need an annual income between $62,000 and $80,000. This assumes average interest rates, a standard loan term, and a modest down payment.

Mortgage pre-approval typically takes anywhere from a few minutes to a few days, depending on your lender and how prepared you are.