#delinquency-rates

[ follow ]
#student-loans #housing-market #credit-scores #consumer-debt #mortgage-rates #refinanceprepayments
Real estate
fromwww.housingwire.com
2 days ago

Mortgage prepayments hit 3.5-year high as rates fall in October

Softening mortgage rates raised refinance activity, driving prepayments to a three-and-a-half-year high while overall mortgage performance and delinquencies improved.
Real estate
fromwww.housingwire.com
3 weeks ago

What drives BSI Financial's MSR acquisition strategy?

Lower-coupon pandemic-era mortgages reduce prepayment risk and can stabilize MSR portfolios despite generating less servicing revenue.
Higher education
fromwww.npr.org
2 months ago

Millions of student loan borrowers are at risk of defaulting, data shows

Millions of federal student loan borrowers are at serious risk of default as delinquency rates rise and pandemic-era protections end.
US politics
fromBusiness Insider
3 months ago

Consumer spending may be up, but so is household debt, a new report from the New York Fed shows

Household debt has reached $18.39 trillion, with increased delinquency and credit card balances significantly rising.
E-Commerce
fromwww.housingwire.com
4 months ago

Nonbank mortgage servicers cement dominance in agency market

Nonbanks dominate agency servicing and originations in the mortgage industry, capturing a significantly larger share of unpaid principal balance.
Mental health
fromwww.housingwire.com
5 months ago

Mortgages led all credit types for delinquency increases in May

Early and mid-stage delinquency increases indicate potential financial strain among consumers, with mortgages being a key area of concern.
fromwww.theguardian.com
5 months ago

One in three student loan borrowers risk default as delinquency rates soar

Nearly one in three federal student loan borrowers face the risk of default as delinquency rates reach alarming new heights, highlighting the urgent need for effective repayment strategies.
Online learning
#consumer-debt
fromwww.cbc.ca
6 months ago
Canada news

1.4 million consumers missed a credit payment in Q1, says Equifax report | CBC News

Consumer delinquency rates are rising due to economic uncertainty, influencing spending patterns and employment levels.
Younger consumers are particularly affected, with rising credit card delinquency rates.
fromSFGATE
6 months ago
Real estate

HELOC Balances Have Risen 27%-So Why Do Financial Advisers Agree It's Still the Best Option for Certain Homeowners?

U.S. consumer debt reached an all-time high of $18.2 trillion, with rising popularity of HELOCs amid inflation.
fromSFGATE
6 months ago
Real estate

HELOC Balances Have Risen 27%-So Why Do Financial Advisers Agree It's Still the Best Option for Certain Homeowners?

more#consumer-debt
[ Load more ]