#delinquency-rates
#delinquency-rates

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Americans are behind on car payments at a record level

Subprime auto loan delinquency rates are at their highest, indicating a significant economic strain for borrowers.

High vehicle prices and increased loan interest rates are exacerbating financial difficulties for subprime borrowers.

U.S. home-price growth softens ahead of the LA wildfires

Annual home-price growth in 2024 ended at 3.4% alongside rising inventory levels, notably in Southern states, while delinquency rates pose challenges.

Inventory improvement in Southern markets contrasts with lagging Midwest and Northeast regions, impacting home-price dynamics.

Despite normalizing inventories, FHA and VA delinquencies have increased, diverging from the performance of conventional loans.

Mortgage insurance firms shouldn't be harmed by natural disasters

Natural disasters have caused unprecedented financial losses; mortgage insurance doesn't cover physical damages, but efforts exist to mitigate borrower defaults.

#loan-modifications

FHFA prevented 43K foreclosures in Q3, but new cases rose 27%

FHFA's foreclosure prevention actions are significant, reaching over 7 million, yet foreclosure starts surged 27%, indicating a growing crisis in housing stability.

Arbor Short Sellers Yet to Get Last Laugh

Arbor Realty Trust effectively withstands pressure from short sellers despite high short interest and potential defaults on loans.

FHFA prevented 43K foreclosures in Q3, but new cases rose 27%

FHFA's foreclosure prevention actions are significant, reaching over 7 million, yet foreclosure starts surged 27%, indicating a growing crisis in housing stability.

Arbor Short Sellers Yet to Get Last Laugh

Arbor Realty Trust effectively withstands pressure from short sellers despite high short interest and potential defaults on loans.

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CoreLogic: Mortgage delinquencies kept climbing in September

The mortgage delinquency rate in the U.S. increased to 3% in September 2024, marking a continuing trend of rising delinquency rates.

#credit-card-debt

American debt is growing faster than predicted

US consumer borrowing saw a significant increase in July, with concerns about rising credit card balances and potential future risks to spending.

I was shocked to learn the average customer takes six years to pay off a single purchase - is this true?

Credit card debt in the U.S. has reached a record high of nearly $1.2 trillion, highlighting financial struggles for households.

Overdue bills are rising with US debt delinquencies, Fed survey shows

U.S. household debt reached a record high of $17.7 trillion, with consumers borrowing more due to inflation pressures.

American debt is growing faster than predicted

US consumer borrowing saw a significant increase in July, with concerns about rising credit card balances and potential future risks to spending.

I was shocked to learn the average customer takes six years to pay off a single purchase - is this true?

Credit card debt in the U.S. has reached a record high of nearly $1.2 trillion, highlighting financial struggles for households.

Overdue bills are rising with US debt delinquencies, Fed survey shows

U.S. household debt reached a record high of $17.7 trillion, with consumers borrowing more due to inflation pressures.

morecredit-card-debt

Despite the return-to-office push, loan delinquencies surpassed 10% for the first time in more than a decade

Office loan delinquencies hit 10.35%, the highest since 2012, reflecting broader vulnerabilities in commercial real estate due to economic and work trend changes.

Delinquent debt is piling up. Here's why it's not a reason to worry about the US consumer, according to BofA CEO Brian Moynihan.

Consumer delinquency rates are normalizing to pre-pandemic levels, indicating stability in household finances, according to Bank of America CEO Brian Moynihan.

The rich keep spending, but poorer Americans are struggling

The Federal Reserve raised concerns about the strained finances of low- and moderate-income households impacting consumption outlook.

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#delinquency-rates#delinquency-rates

Americans are behind on car payments at a record level

U.S. home-price growth softens ahead of the LA wildfires

Mortgage insurance firms shouldn't be harmed by natural disasters

FHFA prevented 43K foreclosures in Q3, but new cases rose 27%

Arbor Short Sellers Yet to Get Last Laugh

FHFA prevented 43K foreclosures in Q3, but new cases rose 27%

Arbor Short Sellers Yet to Get Last Laugh

CoreLogic: Mortgage delinquencies kept climbing in September

American debt is growing faster than predicted

I was shocked to learn the average customer takes six years to pay off a single purchase - is this true?

Overdue bills are rising with US debt delinquencies, Fed survey shows

American debt is growing faster than predicted

I was shocked to learn the average customer takes six years to pay off a single purchase - is this true?

Overdue bills are rising with US debt delinquencies, Fed survey shows

Despite the return-to-office push, loan delinquencies surpassed 10% for the first time in more than a decade

Delinquent debt is piling up. Here's why it's not a reason to worry about the US consumer, according to BofA CEO Brian Moynihan.

The rich keep spending, but poorer Americans are struggling

#delinquency-rates
#delinquency-rates