#housing-market

#housing-market

Hale said the scale of the hit for families losing ACA subsidies is likely to be severe if the subsidies are discontinued. It's going to mean that healthcare takes a bigger chunk out of their monthly budget, and that budget shift has got to come from somewhere, she said. So, for people who are currently renting and maybe saving up to buy a home, that (saving) progress might feel like the most discretionary part of their budget and probably would be a target.

In legal filings, the retailer blamed several factors for its financial downfall, including rising costs, elevated interest rates, and President Donald Trump's tariffs. It also cited "one of the most severe housing market declines in recent history." As Business Insider reported earlier this month, the housing turnover rate - or the pace at which homes change hands - has dropped to its lowest levels in decades amid rising rates, according to an analysis by Redfin.

In regard to credit performance for these pools, delinquencies of 30 days or more ended the third quarter at 5.65%, little changed from the second quarter but 33 basis points higher than a year earlier. Prepayment activity also ticked up, with conditional prepayment rates reaching 14.1% as conventional mortgage rates eased into the low- to mid-6% range and non-QM weighted-average coupons declined to the mid-7% range.

With homes lingering on the market for a median of 63 days in October 2025 almost two weeks longer than the same month in 2023 buyers are entering transactions with more caution, clarity and financial preparation. As a result, 37% of 2025 buyers reported having no regrets at all, up from 31% two years earlier. As the market has shifted from a fast-paced sellers' market to one that gives buyers more breathing room, we're seeing buyer regret trend down, said Laura Eddy, Realtor.com's vice president of research and insights. Today's buyers are generally more qualified, taking extra time to weigh their options and make confident decisions factors that are helping reduce second-guessing after purchase. And for many, that means having even more to feel thankful for this season.

Our starter home had four bedrooms and three bathrooms, and was an almost 3,000-square-foot home. I had my own garden, an office, and all three of my children had their own rooms, as well as an upstairs playroom. We were also in a really great school district. The home really was a dream come true. Unfortunately, by 2020, our marriage was coming to an end.

The planning seems to take forever, everything's more expensive than you thought it would be, and stress can quickly reach "Should we even be doing this?" levels. All of that leads up to a single day - closing day for buyers or the wedding itself - that goes by in the wink of an eye. And that one day isn't an end, it's a beginning.

"For the three months ended Nov. 2, Home Depot earned $3.6 billion, or $3.62 per share. A year earlier, it earned $3.65 billion, or $3.67 per share. Removing one-time charges and benefits, earnings were $3.74 per share, a dime short of Wall Street expectations, according to a poll by FactSet. It is the third consecutive quarter that Home Depot, an overperformer in recent years, has missed profit expectations."

Collin County's housing market maintains a $519,900 median list price as of Nov. 7, 2025, standing 39% above Texas' $374,000 median even as 55.7% of active listings undergo price reductions. The North Texas metro's pricing resilience emerges alongside market dynamics that mirror national patterns while outpacing statewide metrics. The county recorded 5,904 active single-family listings during the week ending Nov. 7, with homes selling in a median 84 days.

According to the report, 10.8% of all homes purchased in Q2 2025 were bought by real estate investors, up 0.1 percentage point compared to a year prior. However, this is still below the peak of 12.1% reported in Q2 2022. In total, during the first half of 2025, investors purchased roughly 257,000 homes, down 1.8% year-over-year. Overall home sales fell by 3.8% during the same time period.

The number of U.S. homes that typically change hands as people relocate for work, retire or trade-up for more living space hasn't been this low in nearly 30 years. About 28 out of every 1,000 homes changed hands between January and September, the lowest U.S. home turnover rate going back to at least the 1990s, according to an analysis by Redfin.

Using data from Airbnb, the study found that 81 percent of French municipalities have at least one accommodation available for rent on Airbnb. In comparison, only 15.6 percent of municipalities have a hotel. In municipalities with fewer than 500 inhabitants, only five percent have a hotel, but more than two-thirds of them have at least one accommodation listed on Airbnb.

We've known for several months now that San Francisco has the fastest-rising rents in the country, and that the sharp rent increases are because of the AI boom. But the New York Times has a new analysis of how AI companies are gaming the rental market in their employees' favor, in some cases with $1,000-a-month rent stipends, or in other cases, simply paying the employees' rent for them out of the company's VC-rich coffers.

Cash ISAs are not idle money. They meet real and practical needs, helping people to build financial resilience, save for a house deposit or manage their finances in retirement. They also provide the foundation for future investing and supplying essential funding for mortgages and other lending. The BSA's analysis suggests that a cut in the annual Cash ISA limit from £20,000 to £5,000 could lead to 17,000 fewer mortgage loans and reduce GDP by around £7 billion over five years, undermining economic growth and tax revenues.

From reproductive rights to climate change to Big Tech, The Independent is on the ground when the story is developing. Whether it's investigating the financials of Elon Musk's pro-Trump PAC or producing our latest documentary, 'The A Word', which shines a light on the American women fighting for reproductive rights, we know how important it is to parse out the facts from the messaging.

A growing sense of economic pessimism is taking hold in the U.S., as new Fannie Mae survey data reveals nearly 70% of Americans believe the economy is headed in the wrong direction. An even higher percentage (73%) say it's a bad time to buy a house. Coupled with mounting concerns about the housing market, the findings underscore the challenges facing would-be homebuyers, and paint an increasingly bleak picture for consumer sentiment as autumn begins.