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#housing-market

Home purchase sentiment hits highest level in two years

Consumer confidence in home buying is at a two-year high but skepticism remains due to rising home prices.

FHFA conforming loan limits increase to $806,500 in 2025

The FHFA has increased the conforming loan limit for 2025 to $806,500 to help buyers finance higher-priced homes amid a weak housing market.

MBA changes 2025 mortgage rates forecast

Mortgage rates are projected to be higher than previously expected, affecting housing market activity.
Updated forecasts from MBA and Fannie Mae reflect growing concerns over mortgage rates and home sales.

Consumer sentiment on mortgage rates better than last year

Consumer sentiment around homebuying remains optimistic despite a slight decline in the HPSI, attributed to expectations of falling mortgage rates.

Fannie Mae's forecast for existing-home sales dims

Higher mortgage rates are dampening forecasts for existing-home sales, shifting expectations from a growth of 11% to just 4%.

Chris Whalen explores potential GSE conservatorship changes

Ending the federal conservatorships of GSEs could lead to increased mortgage costs and market instability under the Trump administration.

Home purchase sentiment hits highest level in two years

Consumer confidence in home buying is at a two-year high but skepticism remains due to rising home prices.

FHFA conforming loan limits increase to $806,500 in 2025

The FHFA has increased the conforming loan limit for 2025 to $806,500 to help buyers finance higher-priced homes amid a weak housing market.

MBA changes 2025 mortgage rates forecast

Mortgage rates are projected to be higher than previously expected, affecting housing market activity.
Updated forecasts from MBA and Fannie Mae reflect growing concerns over mortgage rates and home sales.

Consumer sentiment on mortgage rates better than last year

Consumer sentiment around homebuying remains optimistic despite a slight decline in the HPSI, attributed to expectations of falling mortgage rates.

Fannie Mae's forecast for existing-home sales dims

Higher mortgage rates are dampening forecasts for existing-home sales, shifting expectations from a growth of 11% to just 4%.

Chris Whalen explores potential GSE conservatorship changes

Ending the federal conservatorships of GSEs could lead to increased mortgage costs and market instability under the Trump administration.
morehousing-market
#freddie-mac

Ending the Fannie/Freddie conservatorships

Fannie Mae and Freddie Mac may exit conservatorship by 2027 under a structured framework that supports affordable housing and protects small lenders.

CBO reports better conditions for GSEs to repay Treasury

Recapitalization of Fannie Mae and Freddie Mac may benefit the Treasury and could lead to increased financial stability for the GSEs.

The upcoming housing battle that could roil mortgage costs even more

The new Trump administration aims to remove Fannie Mae and Freddie Mac from government control, impacting the mortgage market significantly.

Broeksmit: MBA ready to work on GSEs' exit from conservatorship

Republican leaders prioritize ending the GSE conservatorship, which has lasted since the 2008 financial crisis, aiming for reform and a structured exit plan.

Mortgage Regulators Are Shrugging Off Climate Risk. It Could Cost Taxpayers Billions.

Rising sea levels and climate change are diminishing property values in vulnerable areas, threatening the stability of Fannie Mae and Freddie Mac.

Allies hope a Trump win changes the system for mortgages. Some warn it will make them pricier

Trump's potential victory may prompt GOP efforts to privatize mortgage firms Fannie Mae and Freddie Mac, with risks to mortgage affordability.
Privatization plan could lead to higher mortgage costs for Americans.

Ending the Fannie/Freddie conservatorships

Fannie Mae and Freddie Mac may exit conservatorship by 2027 under a structured framework that supports affordable housing and protects small lenders.

CBO reports better conditions for GSEs to repay Treasury

Recapitalization of Fannie Mae and Freddie Mac may benefit the Treasury and could lead to increased financial stability for the GSEs.

The upcoming housing battle that could roil mortgage costs even more

The new Trump administration aims to remove Fannie Mae and Freddie Mac from government control, impacting the mortgage market significantly.

Broeksmit: MBA ready to work on GSEs' exit from conservatorship

Republican leaders prioritize ending the GSE conservatorship, which has lasted since the 2008 financial crisis, aiming for reform and a structured exit plan.

Mortgage Regulators Are Shrugging Off Climate Risk. It Could Cost Taxpayers Billions.

Rising sea levels and climate change are diminishing property values in vulnerable areas, threatening the stability of Fannie Mae and Freddie Mac.

Allies hope a Trump win changes the system for mortgages. Some warn it will make them pricier

Trump's potential victory may prompt GOP efforts to privatize mortgage firms Fannie Mae and Freddie Mac, with risks to mortgage affordability.
Privatization plan could lead to higher mortgage costs for Americans.
morefreddie-mac

Fannie Mae's new version of DU to focus on credit risks

Fannie Mae's DU version 12.0 launches Jan. 11, significantly enhancing borrower risk assessment and providing new opportunities for homeownership.

Fannie Mae releases updates to Selling Guide

Fannie Mae's updated Selling Guide modernizes leasehold estate underwriting and appraisal requirements while enhancing fraud prevention responsibilities for sellers and servicers.

Homebuilding veteran Scott Stowell joins Fannie Mae board

Scott D. Stowell joins Fannie Mae's board, bringing significant expertise in homebuilding to aid in expanding mortgage credit access.

Fannie Mae expands voucher program for multifamily landlords

Fannie Mae's Expanded Housing Choice initiative now helps more low-income families find suitable housing by accepting Housing Choice Vouchers across the U.S.
#mortgage-rates

Experts Predict Where Mortgage Rates Are Headed in 2025 as the Fed Cuts Rates

The Federal Reserve's rate cut may lower mortgage rates ahead.

Fannie Mae economists lower their expectations for 2024 home sales - HousingWire

Lower mortgage rates won't significantly increase home sales in the foreseeable future due to persistently high home prices and buyer reluctance.

Experts Predict Where Mortgage Rates Are Headed in 2025 as the Fed Cuts Rates

The Federal Reserve's rate cut may lower mortgage rates ahead.

Fannie Mae economists lower their expectations for 2024 home sales - HousingWire

Lower mortgage rates won't significantly increase home sales in the foreseeable future due to persistently high home prices and buyer reluctance.
moremortgage-rates

Fannie Mae's chief economist forecasts his own retirement

Doug Duncan, chief economist of Fannie Mae since 2008, will retire on Sept. 22, 2023; Mark Palim will succeed him.

Despite a big uptick in acquisition volume, Fannie Mae income stays relatively flat in Q2

Fannie Mae recorded $4.5 billion net income in Q2 2024, despite modest net income increase from Q1 and an increase in single-family mortgage purchases.

Xactus names chief operating officer

Michael Crockett named COO of Xactus, will oversee key departments and improve service quality.
Xactus offers solutions for credit reporting, verifications, fraud detection, and property appraisal, with a focus on transforming verifications at scale.
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